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PayPal: PayPal Credit reviews

4.73
Based on 144,047 reviews, last reviewed 21st Jun 2026
4285250% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PAYPAL ACCOUNT Great for payments online good for getting to spread out payment. Reviewed on: 21st June 2026
nicola 's avatar
nicola

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144047)

I’ve used PayPal credit for a long time now and it’s...

5
I’ve used PayPal credit for a long time now and it’s always been there when I needed it , they have always offered me a great deal on my finance options and I will continue to use it for years to come Reviewed on: 27th May 2026

Excellent I wouldn't shop without using paypal

5
Excellent I wouldn't shop without using paypal Reviewed on: 27th May 2026

More safe to pay online, good customer service and c...

5
More safe to pay online, good customer service and choice if I want pay from debit or credit card or in 3 payments. Happy with PP. Reviewed on: 27th May 2026

Very simple and easy to deal with plus helpful payme...

5
Very simple and easy to deal with plus helpful payment options Reviewed on: 27th May 2026

Good old fashioned service

5
Excellent service. If you ask them to do something, they do. If you want something to 'sit' while you think about it, they don't pressure you into a decision - something a lot of other companies to learn by. Would not hesitate to recommend to a friend. So far, I have only received positive service. Reviewed on: 27th May 2026

PayPal perfection

5
Been using for years and any issues have either been user error or very quickly resolved. Reviewed on: 27th May 2026

I love PayPal as it allows ease of access to purchas...

5
I love PayPal as it allows ease of access to purchases and also ease of.custpmer service support. Reviewed on: 27th May 2026

Very easy to use and manage

5
Very easy to use and manage. No need to look for my card when paying as added to Apple wallet. Safe and secure Reviewed on: 27th May 2026

No bad experiences.

5
No bad experiences. Generally a great app Reviewed on: 27th May 2026

Outstanding

5
Been fantastic with every aspect of customer service Reviewed on: 27th May 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review