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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (90920 reviews)

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4.91

Based on 90,920 reviews, last reviewed 30th Apr 2026

1852300% increase in 5 star reviews

in the past 90 days

10500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very simple and straightforward. Very simple and straightforward. Extremely user friendly. Reviewed on: 30th April 2026

Latest lowest rating:

2

Customer service is either a bot or AI not actual hu... Customer service is either a bot or AI not actual human Reviewed on: 30th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (90920)

PayPal gas really helped me organise my finances

PayPal gas really helped me organise my finances Reviewed on: 13th April 2026

Paypal has been awesome.

Paypal has been awesome. Whether it's been for purchases, credit or pay in 3. Always been easy to use and fast. Reviewed on: 13th April 2026

Easy to set up & control flexible personal credit..

Easy to set up, easy to use. Flexibility to smooth repayment of purchases timed to take advantage of good prices. Very simple to make payments. Reviewed on: 13th April 2026

Easy to use service

Love how easy PayPal is, application was easy and a small credit limit which allows for budgeting Reviewed on: 13th April 2026

Best app in the world its give me support all the ti...

Best app in the world its give me support all the time specially when financially stuck Reviewed on: 13th April 2026

I always pay using PayPal when the option is there t...

I always pay using PayPal when the option is there to do so. I feel it offers some payment security and I choose the “pay in 3” option quite often. PayPal credit offers a simple way to manage larger purchases and I’ve just applied for a physical card. By offering 4 months interest free credit on purchase over £100, the incentive is there to pay off the debt in a timely fashion. I haven’t needed to contact customer services so far, but I understand from others that they are helpful. Reviewed on: 13th April 2026

Paypal, more than convenient...

Paypal has not only been convenient, but also has been an amazing avenue during tough times. Reviewed on: 13th April 2026

Love PayPal credit.

Love PayPal credit. Makes buying concert tickets for friends so easy! Reviewed on: 13th April 2026

PayPal are just always there for a back up plan.

PayPal are just always there for a back up plan. Very helpful & suit my needs every day. I live PayPal fantastic service can’t beat them Reviewed on: 13th April 2026

very good and easy to use, no issues

very good and easy to use, no issues Reviewed on: 13th April 2026

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