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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143972 reviews)

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4.73

Based on 143,971 reviews, last reviewed 21st Jun 2026

4281850% increase in 5 star reviews

in the past 90 days

12300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Pay in 3 and Credit are great helpful services Pay in 3 and Credit are great helpful services Reviewed on: 21st June 2026

Latest lowest rating:

2

Worst customer service ever. PayPal + is really the only redeeming feature of the whole operation. It’s worth dealing with the appalling customer service, delayed refunds and endl... Read more Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143972)

PayPal credit is very useful in enabling me to speed...

PayPal credit is very useful in enabling me to speed my purchases interest free which is very helpful. Reviewed on: 27th May 2026

PayPal Credit is Fantastic!

PayPal credit has helped me with many purchases over the time I have used it, it allows me to spread out the cost of my purchases with 4 months 0% interest service that they offer. It’s great because I can buy things and pay them off monthly at no extra cost (providing that whatever I bought is paid off before the 4 month period). Reviewed on: 27th May 2026

Customer service helpful and efficient.

Customer service helpful and efficient. Interest rates fair. Reviewed on: 27th May 2026

Been using PayPal for years got better and better ea...

Been using PayPal for years got better and better easy to use and feel confident of security Reviewed on: 27th May 2026

Great service

This service is amazing. 0% interest free credit for the 1st 4 months, tailored offers which turns points into pounds, and tracking your spending is so easy to navigate. Reviewed on: 27th May 2026

Easy and convenient way to pay.

Easy and convenient way to pay. Reasonable regulations that not hard to follow. Reviewed on: 27th May 2026

Love the app itself, very good interaction experienc...

Love the app itself, very good interaction experience and very good sections Reviewed on: 27th May 2026

Had no problems everything works as should

Had no problems everything works as should Reviewed on: 27th May 2026

Very good customer service good credit offers very t...

Very good customer service good credit offers very trustworthy very easily use Reviewed on: 27th May 2026

Ive been using PayPal for over 10years now.

Ive been using PayPal for over 10years now.and.they have been very supportive and really affordable, low interest rate too. They offer you plenty of time spread your payment without stress. Reviewed on: 27th May 2026

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