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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Good payment offers easy to use app

Good payment offers easy to use app Reviewed on: 6th July 2026

Great way to spread your payments

Easy to apply and perfect to use for the months you can't afford everything up front. Clear communication on what the payments will be each month. Emails are sent and detail how much and what date it will be taken Reviewed on: 6th July 2026

PayPal your best friend

Easy to use App, most places take paypal and offer pay in 3 credit and now debit, with rewards Reviewed on: 6th July 2026

Fantastic service and very clear easy to use unlike...

Fantastic service and very clear easy to use unlike some other providers. Would recommend and will use again in the near future. Reviewed on: 6th July 2026

Easy to use convenient and good options for spreadin...

Easy to use convenient and good options for spreading the cost Reviewed on: 6th July 2026

Very good.

Very good. can't fault. good customer service. Reviewed on: 6th July 2026

Excellent service advice protection all in one service

Excellent service advice protection all in one service Reviewed on: 6th July 2026

Helps you when you need it most.

Helps you when you need it most. Reviewed on: 6th July 2026

Used PayPal for years never had a problem.

Used PayPal for years never had a problem. Helps me to buy large purchases and spread the cost Reviewed on: 6th July 2026

I use Paypal as a secure payment method.

I use Paypal as a secure payment method. People is good reliable and generally speaking got a good reputation. Likewise, the credit system runs very smoothly. Reviewed on: 6th July 2026

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