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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Great for when you don’t want to pay for something i...

5
Great for when you don’t want to pay for something in one lump sum Reviewed on: 6th July 2026

Pay pal customer for many years I have not had any i...

5
Pay pal customer for many years I have not had any issues whatsoever Reviewed on: 6th July 2026

There when needed

4
Used for many years there when needed Reviewed on: 6th July 2026

Ease of use

5
Easy to use and easy to set up, great for spreading cost without incurring interest Reviewed on: 6th July 2026

It is a good service for spreading payments with no...

5
It is a good service for spreading payments with no interest Reviewed on: 6th July 2026

Simple but good.

5
Simple but good. Excellent service. Reviewed on: 6th July 2026

Love PayPal

5
The app is user friendly and the available options to pay are excellent Reviewed on: 6th July 2026

Interest free for 3 months or pay in 3 great...

5
Interest free for 3 months or pay in 3 great options Reviewed on: 6th July 2026

Very straightforward and easy.

5
Very straightforward and easy. Also feels extremely safe to use PayPal. Reviewed on: 6th July 2026

Pay pal account experience

5
Easy to set up, transfer monies. Good communication when payments due. Love it ! Reviewed on: 6th July 2026

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