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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (181143)

PayPal do exactly what they say, no hidden agendas,...

PayPal do exactly what they say, no hidden agendas, no hidden fees. Everything is transparent and clear. They genuinely help people including myself. Highly recommend all of their amazing services. Reviewed on: 6th July 2026

Very accessible and easy to use.

Very accessible and easy to use. Also very quick responses Reviewed on: 6th July 2026

Really easy to use, very helpful when confused about...

Really easy to use, very helpful when confused about anything. Feels very secure. Reviewed on: 6th July 2026

Interest rates are slightly on the higher side howev...

Interest rates are slightly on the higher side however repayments are reasonable. Easy to pay online easy to keep track on what you owe. Cant complain, interest rates are a lot lower than some other credit companies so you can’t complain. Reviewed on: 6th July 2026

No trouble very informative helpful

No trouble very informative helpful Reviewed on: 6th July 2026

Highly recommend

I've been using PayPal for well over 10 years and it's my go-to payment method. I use it almost every day for online shopping because it's quick, easy and I feel confident using it. Transactions are straightforward, I like the extra layer of security when buying online, and it's widely accepted by retailers. I've also found the app easy to use and managing payments is simple. Overall, I've had a really positive experience over the years and would definitely recommend PayPal Credit and PayPal as a reliable payment provider. Reviewed on: 6th July 2026

Good customer service, I had a problem with one of t...

Good customer service, I had a problem with one of the retailers it resolved by pay PayPal Reviewed on: 6th July 2026

my experience with paypal credit is good.

my experience with paypal credit is good. the options of pay in 3 and 0% interest for four months are great and very helpful. I always use them while purchasing. Reviewed on: 6th July 2026

Easy and informed throughout

Very easy to use always kept up to date Reviewed on: 6th July 2026

Great experience overall good service

Great experience overall good service Reviewed on: 6th July 2026

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