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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143615 reviews)

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4.73

Based on 143,615 reviews, last reviewed 21st Jun 2026

4265500% increase in 5 star reviews

in the past 90 days

12300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good service Good service would recommend it to friends/family Reviewed on: 21st June 2026

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143615)

Really usefull

Really useful to have a physical card too! Reviewed on: 26th May 2026

I enjoy using pay pal credit for slightly larger pur...

I enjoy using pay pal credit for slightly larger purchases as I can split the cost in either pay in 3 installments or in 4 often times with 0% interest which is great. So far I've only had to use customer service on 2 ocassions to get support with a refurnd and they were very helpful and supported me in getting my refund quicker. Since then I am also using paypal for payments where I want to have an extra layer of protection because I know I can rely on them to support me should something go wrong. Reviewed on: 26th May 2026

Never had a problem with payments for goods and serv...

Never had a problem with payments for goods and services. PayPal credit and pay in 3 worked perfectly for me. Excellent service Reviewed on: 26th May 2026

Really great experience never had any problems

Really great experience never had any problems Reviewed on: 26th May 2026

All good never any issues and pay in 3 is...

All good never any issues and pay in 3 is excellent Reviewed on: 26th May 2026

Every transaction carried out exactly as requested.

Every transaction carried out exactly as requested. Queries dealt with efficiently and in short time. website clear and uncluttered. Reviewed on: 26th May 2026

Great shopping options when cash is tight.

Great shopping options when cash is tight. Reviewed on: 26th May 2026

Best value

Easy to shop and browse.. it was good experience Reviewed on: 26th May 2026

Paypal Credit is okay

Paypal Credit has been useful for the past couple of years. But recently, they have been less clear in informing you of any issues rewarding payments or fees. They also use a robot calling service when they do try to , which is useless when many ai scammers start off the same way. Reviewed on: 26th May 2026

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