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PayPal: PayPal Credit reviews

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4.91
Based on 91,136 reviews, last reviewed 1st May 2026
1862150% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely no issues, love this service Absolutely no issues, love this service and use it more than any other payment or credit card option Reviewed on: 1st May 2026
Aggy's avatar
Aggy

Latest lowest rating:

1

Doesn’t give you very long on credit before it start... Doesn’t give you very long on credit before it starts charging interests, I only tend to use this if my credit choices are limited Reviewed on: 30th April 2026
Ben 's avatar
Ben
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91136)

Always protected by paypal and credit service is exc...

5
Always protected by paypal and credit service is excellent. Reviewed on: 13th April 2026
Mark Smith's avatar
Mark Smith

Every is excellent.

5
Every is excellent. Very easy and very good Reviewed on: 13th April 2026
Marzena Denys Witaszewska's avatar
Marzena Denys Witaszewska

Easy good simple smart helpful

5
Easy good simple smart helpful brilliant Reviewed on: 13th April 2026
Khaled O's avatar
Khaled O

It is a good way of making safe & secure payments be...

5
It is a good way of making safe & secure payments because you also get great offers Reviewed on: 13th April 2026
ssuubbyy's avatar
ssuubbyy

PayPal review

5
It’s been a good experience for many years now Reviewed on: 13th April 2026
PRISCILLA M's avatar
PRISCILLA M

PayPal payment you can trust

5
Joined PayPal years ago, it continues to evolve & I 100% trust the service. Having never received an item one Christmas very smooth service to raise concern, provided evidence of delivery report, updated with time frames really was reassured Reviewed on: 13th April 2026
Mrs D's avatar
Mrs D

It’s simple to use and very flexible!

5
It’s simple to use and very flexible! Used it many times and will again! Reviewed on: 13th April 2026
Sue G's avatar
Sue G

I have been with PAYPAL for over 5 years, the servic...

5
I have been with PAYPAL for over 5 years, the service has been fantastic, great offers and finance options Reviewed on: 13th April 2026
johne3@sky.com's avatar
[email protected]

I haven't had many problems with PayPal.

4
I haven't had many problems with PayPal. They have sorted things out. Reviewed on: 13th April 2026
Kate A's avatar
Kate A

Generally good but trying to speak to someone is dif...

5
Generally good but trying to speak to someone is difficult so sorting a problem is a bit tiresome. Customer service access could be improved. Interest rates could be a little lower. Reviewed on: 13th April 2026
CS's avatar
CS

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