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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 91,171 reviews, last reviewed 1st May 2026
1863550% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe and secure payments I always use PayPal for my online transactions as they are safe and secure. I've never had a bad experience with them. Reviewed on: 1st May 2026
Carolina A's avatar
Carolina A

Latest lowest rating:

2

PayPal Credit I had PayPal Credit and I was using it regularly. Each time it showed a payment due, interest was being charged without me fully realizing it and with... Read more Reviewed on: 1st May 2026
Reza 's avatar
Reza
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (91171)

Great and easy to use

5
easy to use , I feel safe making online purchase Reviewed on: 13th April 2026
Robert's avatar
Robert

Easy to use and good support available.

5
Easy to use and good support available. Reviewed on: 13th April 2026
KT's avatar
KT

Good and easy to use service.

5
Good and easy to use service. Good money value. Reviewed on: 13th April 2026
Liia S's avatar
Liia S

Very helpful with payment and speeding the costs

5
Very helpful with payment and speeding the costs Reviewed on: 13th April 2026
Anonymous's avatar
Anonymous

Everyone needs a bit of PayPal Credit in their lives

5
I have been using PayPal Credit for a number of years and I love it. I love the 0% interest for 4 months, I love how easy the app is to use and I love how easy it is to speak to someone from Customer Services who are always so helpful. I recommend PayPal Credit to everyone. It is the only Credit Card that I own because I know exactly what I am getting with this service with no hidden fees or charges. Reviewed on: 13th April 2026
Laura M's avatar
Laura M

Always comes handy when in need of paying for anythi...

5
Always comes handy when in need of paying for anything if you dont have the money at that time. Never had a problem if did always solved by the customer service. Reviewed on: 13th April 2026
Umar k's avatar
Umar k

Happy with service

5
Been using PayPal for a number of years and am happy with services thus far! Reviewed on: 13th April 2026
Alison Grigg's avatar
Alison Grigg

I find it easy to contact customer service without b...

4
I find it easy to contact customer service without being passed around. Usually they aim to resolve queries swiftly Reviewed on: 13th April 2026
Chioma A's avatar
Chioma A

PayPal is currently the gold standard

5
PayPal is currently the gold standard for digital finance, primarily because the PayPal+ loyalty program has turned every transaction into a high-value opportunity to earn back. By offering a seamless rewards ecosystem where you can "double-dip" by stacking PayPal+ points on top of your existing credit card rewards, it provides unmatched value for everyday shopping. The perks only get better as you climb the tiers, offering everything from significant spending credits to exclusive VIP festival access through their Live Nation partnership, all while maintaining the world-class security and "Pay in 3" flexibility that makes PayPal so reliable. If you want a digital wallet that actively works for you, joining the PayPal+ program is an absolute no-brainer for maximizing your money in 2026 Reviewed on: 13th April 2026
Jack A's avatar
Jack A

Paypal is reliable and always there when needed

5
Paypal is reliable and always there when needed Reviewed on: 13th April 2026
AJT's avatar
AJT

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