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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 91,189 reviews, last reviewed 1st May 2026
1864350% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is helpful splitting my balance purchases into 3... It is helpful splitting my balance purchases into 3 months for Pay in 3 or Paypal credit. Reviewed on: 1st May 2026
Erika G's avatar
Erika G

Latest lowest rating:

2

PayPal Credit I had PayPal Credit and I was using it regularly. Each time it showed a payment due, interest was being charged without me fully realizing it and with... Read more Reviewed on: 1st May 2026
Reza 's avatar
Reza
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91189)

I have used PayPal credit for many months with no is...

5
I have used PayPal credit for many months with no issues great way to get things you want and need and gives you time to pay it Reviewed on: 13th April 2026
Julia C's avatar
Julia C

Mostly my go to for payments.

5
Mostly my go to for payments and for taking advantage of the 0% offers. Reviewed on: 13th April 2026
Andy W's avatar
Andy W

Excellent service

5
Great customer service and support Reviewed on: 13th April 2026
Kabir's avatar
Kabir

Excellent payment option

5
Easy option for payment service and excellent access with the PayPal app Good exchange rates when purchasing abroad for holiday Reviewed on: 13th April 2026
Ciro G's avatar
Ciro G

Excellent customer service At PayPal

5
I have had to deal with PayPal customer service and they were extremely helpful and would recommend PayPal to anyone. PayPal has great offers and deals for cash back etc. Reviewed on: 13th April 2026
Larys's avatar
Larys

Overall good, in terms of purchases and credit.

5
Overall good, in terms of purchases and credit. Customer service is extremely bad. Reviewed on: 13th April 2026
Janani S's avatar
Janani S

I’ve had a very good experience with PayPal Credit.

5
I’ve had a very good experience with PayPal Credit. It’s easy to use, payments are simple to manage, and everything works smoothly. I also like that I can earn points when making purchases, which is a nice bonus. Overall, very convenient and reliable. Reviewed on: 13th April 2026
Bilal's avatar
Bilal

Very nice and easy to use.

5
Very nice and easy to use. Its the best Reviewed on: 13th April 2026
Abdul A's avatar
Abdul A

Great and easy to use

5
easy to use , I feel safe making online purchase Reviewed on: 13th April 2026
Robert's avatar
Robert

Easy to use and good support available.

5
Easy to use and good support available. Reviewed on: 13th April 2026
KT's avatar
KT

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