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PayPal: PayPal Credit reviews

4.73
Based on 143,597 reviews, last reviewed 21st Jun 2026
4264700% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing app. Been with PayPal for many years and I love their services. Reviewed on: 21st June 2026
Dennis 's avatar
Dennis

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026
Shakeela I's avatar
Shakeela I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143597)

So convenient

5
Handy to use online and as Apple Pay. Great flexibility with 4 months interest free Reviewed on: 26th May 2026

Very easy to use, excellent range of credit options...

5
Very easy to use, excellent range of credit options with swift decisions on new applications, also easy to access and amend payments etc when required. Reviewed on: 26th May 2026

Used Paypal for many years.

5
Used Paypal for many years. Never had any yrouble with them at all. A few vendor issues i've asked for help with they resolved the matter quickly and satisfactorily. Highly recommend Reviewed on: 26th May 2026

Superb service & ease

5
Can’t fault it makes paying for things easy & you have protection against fraud Reviewed on: 26th May 2026

An amazing service in many ways .

5
An amazing service in many ways ..buying products,being able to split the cost on the more expensive items and sending money to family and friends with ease Reviewed on: 26th May 2026

I love the Paypal Credit option when I pay as I feel...

5
I love the Paypal Credit option when I pay as I feel it much safer than other methods. Reviewed on: 26th May 2026

The best money transfer app, recommend for everyone...

5
The best money transfer app, recommend for everyone who whats to enjoy . App is perfect easy to understand. Reviewed on: 26th May 2026

An excellent provider

5
Always had great service and very handy useful financial company easy to use great support. Reviewed on: 26th May 2026

PP Credit 0% FTW

5
used paypal and more specifically paypal credit for years and buy almost everything with 0% interest over minimum of 4 months but sometimes longer with promotional offers. Cant beat it Reviewed on: 26th May 2026

I use PayPal credit regularly.

5
I use PayPal credit regularly and have always found it hassle free Reviewed on: 26th May 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review