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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143573 reviews)

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4.73

Based on 143,573 reviews, last reviewed 20th Jun 2026

4263700% increase in 5 star reviews

in the past 90 days

12250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very positive experience, no complaints. Very positive experience, no complaints. Quick resolutions to queries and problems. Reviewed on: 20th June 2026

Latest lowest rating:

1

Didn't get my £40 welcome promotion credit. Got a £40 PayPal promotion discount on my first purchase, But unfortunately had to return the item as it was faulty. So lost my £40 as PayPal won't le... Read more Reviewed on: 20th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143573)

Excellent service and action in the event of a issue...

Excellent service and action in the event of a issue Reviewed on: 26th May 2026

I use it often to help spread costs of larger...

I use it often to help spread costs of larger items Reviewed on: 26th May 2026

High security: Buyers don't have to provide their ba...

High security: Buyers don't have to provide their bank card details to sellers. Buyer protection: Possibility to get your money back in the event of fraud or non-delivery. Global reach: Supports payments in many countries and currencies worldwide. Free basic account: No account opening or maintenance fees for individual customers. Reviewed on: 26th May 2026

PayPal Virtual Credit card works better financially

Since my introduction to PayPal virtual credit card it has helped me managed my finanxe better by giving me more time to pay off my card Reviewed on: 26th May 2026

PayPal Credit

Now I have the PayPal credit card it make life so much easier, especially with the pay in 4 months with 0% interest on purchases over £100 Reviewed on: 26th May 2026

Good service easy to use colid not fault it well...

Good service easy to use colid not fault it well done Reviewed on: 26th May 2026

Love pay in 3 options

Love pay in 3 options. Easy to understand website and app Reviewed on: 26th May 2026

super easy

Super easy and a lot of suppliers if not actually all I needed in past do offer PayPal credit Reviewed on: 26th May 2026

Easy to set up.

Easy to set up. Never had any issues. Like that your credit limit is not automatically increased and that you are asked if you want it upping. Reviewed on: 26th May 2026

PROMOTIONAL OFFERS

enjoy 0% interest for 4 months offers Reviewed on: 26th May 2026

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