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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 91,221 reviews, last reviewed 1st May 2026
1865850% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal always meets my financial needs whether it’s... PayPal always meets my financial needs whether it’s making online transactions easy, helping me to split payments, easily get paid by clients and send... Read more Reviewed on: 1st May 2026
Rachel M's avatar
Rachel M

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (91221)

Very good customer service and peace of mind

5
Very good customer service and peace of mind Reviewed on: 13th April 2026
Ousman 's avatar
Ousman

I've been with PayPal for years because they are tru...

5
I've been with PayPal for years because they are trusted and reliable Reviewed on: 13th April 2026
Ann k's avatar
Ann k

Fantastic to deal with customer service is amazing t...

5
Fantastic to deal with customer service is amazing too would highly recommend never had any issues with PayPal or PayPal credit. 10/10 Reviewed on: 13th April 2026
Hayley M's avatar
Hayley M

I’ve had a really smooth experience using PayPal Cre...

5
I’ve had a really smooth experience using PayPal Credit so far. The application process was quick and straightforward, and I got approved without any hassle. What I like most is the flexibility—it’s super helpful for managing bigger purchases without immediate pressure. The interface is easy to use, payments are clear, and I always know what I owe. It’s been a reliable option for spreading costs when needed, especially for online shopping. Overall, PayPal Credit has made my spending more manageable and stress-free. Definitely a great financial tool if used wisely! Reviewed on: 13th April 2026
Muhammad S's avatar
Muhammad S

You can have 4 months credit for free ( pay in 3 ).

5
You can have 4 months credit for free ( pay in 3 ). That’s how I booked my Christmas holiday. Also you can collect points from every place you pay by any PayPal method. Q Reviewed on: 13th April 2026
Vanya Georgieva's avatar
Vanya Georgieva

Excellent company

5
On the very odd occasion when I've had a payment issue, PayPal have been able to sort it out very quickly. Excellent customer service Reviewed on: 13th April 2026
Dean T's avatar
Dean T

Good old PayPal

5
I have been using PayPal for nearly 20 years and always had a good customer services. I had many instances when had to dispute purchases and always was resolved for me. And now I can use but now oat later option or pay in three which is very helpful. Reviewed on: 13th April 2026
IW's avatar
IW

Good clear app.

5
Good clear app. Very easy to use Reviewed on: 13th April 2026
Rehana M's avatar
Rehana M

I'm using PayPal services for more than a decade I f...

5
I'm using PayPal services for more than a decade I found it more than my expectations I'm proud to be with your company Reviewed on: 13th April 2026
Shabana N's avatar
Shabana N

Paypal the most efficient and reliable source...

5
Paypal is a very efficient and most quickest source to send anywhere and everywhere on the world with most secure way. Reviewed on: 13th April 2026
Syed Hussain's avatar
Syed Hussain

Review PayPal: PayPal Credit now

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