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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Top notch

PayPal credit is excellent, it is efficient to use, user friendly and the customer service is second to none. Reviewed on: 6th July 2026

Quick, secure and easy to use

PayPal is quick, easy to use, and gives me peace of mind when shopping online. I like how simple it is to send money, make payments, and keep track of transactions all in one place. It feels secure, reliable, and saves time compared with entering card details every time. Reviewed on: 6th July 2026

PayPal Credit is the easiest way to keep track spending

PayPal Credit is the easiest way to keep track of my spending. I buy everything online through the service, and pay it off in full come payday, unless I have a big purchase in excess of £100, when there's the option for four months interest free credit. It helps my credit score stay healthy, and leaves my bank account free for regular bills etc. so there's no danger of going overdrawn unexpectedly. Reviewed on: 6th July 2026

As a customer and user, I have found PayPal Credit t...

As a customer and user, I have found PayPal Credit to be a convenient option for managing purchases. The ability to pay over time has been very helpful for budgeting. I appreciate the straightforward application process. Overall, it offers a reliable way to finance transactions. It has certainly met my needs for flexible payment solutions. Reviewed on: 6th July 2026

Paypal is extremely quick and easy to use.

Paypal is extremely quick and easy to use. I Have never had any issues with the services they offer and they were very prompt in dealing with any questionable suppliers that I have had dealings with! Reviewed on: 6th July 2026

A very happy customer

Whenever I’ve had a problem, it’s always sorted in a professional manner and promptly! I’d be more than happy to recommend Paypal to Friends and Family. Reviewed on: 6th July 2026

I use pay pal for everything I purchase online.

I use pay pal for everything I purchase online. I really trust them Reviewed on: 6th July 2026

I absolutely love PayPal

I absolutely love PayPal it gives me peace of mind and in charge of my finances Reviewed on: 6th July 2026

Brilliant service, thoroughly enjoy

Brilliant service, thoroughly enjoy Reviewed on: 6th July 2026

Easy and useful

I like use PayPal is easy and I really like their customer service and support if I have problems Reviewed on: 6th July 2026

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