Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Convenient way to pay for larger items.

5
Convenient way to pay for larger items. Had an issue in the past that was quickly solved Reviewed on: 6th July 2026

Quick and Secure Transactions

5
I've been using PayPal for making payments and sending money, and my experience has been very positive. The platform is easy to use, transactions are quick, and I feel secure when shopping online. Customer support has also been helpful whenever I needed assistance. Overall, it's a convenient and trustworthy payment service that I would recommend. Reviewed on: 6th July 2026

PayPal has always been helpful for me, customer serv...

5
PayPal has always been helpful for me, customer service especially, the app is so easy to use aswell. Reviewed on: 6th July 2026

Great support.

5
Great support. Very helpful and prompt. Reviewed on: 6th July 2026

My experience with PayPal credit has always been exc...

5
My experience with PayPal credit has always been excellent. 4 months interest free, pay in 3 . And the security of PayPal if any dispute arises. Is excellent. I always feel safe using PayPal Reviewed on: 6th July 2026

Fantastic

5
Everything about having a PayPal account is fantastic Reviewed on: 6th July 2026

Great offers app easy to navigate

5
Great offers app easy to navigate Reviewed on: 6th July 2026

Perfect payment plans every time

5
It’s so easy and accessible to use, there are many different payment options, with a range of timescales to suit the customer. All charges are clear so it’s extremely easy to manage and avoid any potential sting. I also love that I can earn cash back on my purchases which is a bonus and makes them by far my preferred payment provider Reviewed on: 6th July 2026

Easy to you the app and papal keeps you updated and...

5
Easy to you the app and papal keeps you updated and informed with notifications Reviewed on: 6th July 2026

A great company to trust with your money

4
A great company to trust with your money Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101302 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products