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PayPal: PayPal Credit reviews

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4.91
Based on 91,288 reviews, last reviewed 1st May 2026
1869050% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and easy to keep track PayPal credit is straightforward, clear and easy to use. Easy to keep track of money and to set up payments. I found it hard to manage my spending in ... Read more Reviewed on: 1st May 2026
Laura's avatar
Laura

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (91288)

I feel safe ,when I use PayPal, safer than using my...

5
I feel safe ,when I use PayPal, safer than using my bank card Reviewed on: 13th April 2026
Claire d's avatar
Claire d

How online payments should be with PayPal!!

5
I’ve been using PayPal for quite some time now, and I can confidently say it’s one of the safest and most convenient ways to manage payments online. What really stands out is the level of security – I’ve had two separate incidents of fraudulent transactions, and both times the issue was handled quickly and professionally, with my money fully refunded without any hassle. That kind of reliability gives real peace of mind. Transferring funds is incredibly easy, whether you’re sending money to friends and family or paying for goods and services. The whole process is smooth, fast, and user-friendly, which makes a big difference in day-to-day use. I also really appreciate the flexibility PayPal offers, especially the option to spread out payments. It’s a great feature when you want to manage your finances more comfortably without compromising on purchases. Overall, my experience has been excellent. I trust PayPal enough that I’ve encouraged my family to use it as well, and they’ve had similarly positive experiences. It’s a service that combines security, convenience, and flexibility really well. Reviewed on: 13th April 2026
Sam S's avatar
Sam S

Reliable financial services throughout all my shoppings

5
Reliable financial services throughout all my shoppings Reviewed on: 13th April 2026
Oscar Calderon's avatar
Oscar Calderon

Reliable instant money transfer especially when chil...

5
Reliable instant money transfer especially when children overseas are having an emergency. I have been a happy PayPal customer for years Reviewed on: 13th April 2026
Dani S's avatar
Dani S

Excellent service and outstanding customer service

5
Excellent service and outstanding customer service Reviewed on: 13th April 2026
John H's avatar
John H

Im using paypal like 10 years now i love it

5
Im using paypal like 10 years now i love it Reviewed on: 13th April 2026
Gameroom's avatar
Gameroom

Great experience Pay pal it fast and straight forwar...

5
Great experience Pay pal it fast and straight forward simple and protected way to use your money Reviewed on: 13th April 2026
Walter 's avatar
Walter

Excellent service with pay and also queries

5
Excellent service with pay and also queries Reviewed on: 13th April 2026
Sandra Webb's avatar
Sandra Webb

Good customer service, fast response.

5
Good customer service, fast response. Easy to use. Reviewed on: 13th April 2026
Phill T's avatar
Phill T

Payment System You Can Trust

5
Simple to use for paying for all manner of items. Pay in 3 always a good consideration. Highly recommended for security too. Reviewed on: 13th April 2026
Karen B's avatar
Karen B

Review PayPal: PayPal Credit now

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