Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143494 reviews)

View other PayPal products

4.73

Based on 143,494 reviews, last reviewed 20th Jun 2026

4260150% increase in 5 star reviews

in the past 90 days

12200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always ready to offer great affordable payment plans Always ready to offer great affordable payment plans Reviewed on: 20th June 2026

Latest lowest rating:

1

Total frustration I used my password on the app, it refused to let me in. I pressed forgotten password and reset, I had to do this 3 times and I still can't get into my... Read more Reviewed on: 20th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (143494)

I always feel safe using PayPal to purchase online

I always feel safe using PayPal to purchase online Reviewed on: 26th May 2026

Straight forward, easy to use, hassle free, love it.

Straight forward, easy to use, hassle free, love it. Reviewed on: 26th May 2026

I’ve always had a good experience with PayPal

I’ve always had a good experience with PayPal Reviewed on: 26th May 2026

Never had problems using paypal.

Never had problems using paypal. Reviewed on: 26th May 2026

I have been a PayPal user for many years and have al...

I have been a PayPal user for many years and have always found the traction that they provide to be excellent. Reviewed on: 26th May 2026

PayPal pleasure

Can always rely on PayPal when spending and any issues, customer service can sort it out easily Reviewed on: 26th May 2026

Very convenient.

It is convenient and I like that you can now have a card on hand to open up more avenues to pay with it. Reviewed on: 26th May 2026

Use every single day it does help me a lot on my sho...

Use every single day it does help me a lot on my shopping, travel etc etc Reviewed on: 26th May 2026

My default payment

PayPal is my default payment method so easy to use. Can use anywhere so faffing with cards. Fast and easy. Reviewed on: 26th May 2026

The credit is easy too use ,but sometimes payments a...

The credit is easy too use ,but sometimes payments are delayed Reviewed on: 26th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 74453 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub