Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 91,411 reviews, last reviewed 1st May 2026
1874600% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Confidence when shopping on line Convenient, straightforward, safe to use, uncomplicated and great customer service. I feel confident when purchasing on line when I use PayPal Reviewed on: 1st May 2026
Jacqueline C's avatar
Jacqueline C

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (91411)

It's all good, but can take a while to update balanc...

4
It's all good, but can take a while to update balance, sometimes I think there's some I'm there, and then turns out there's not and next thing you know I'm overdrawn causing not only debt but sometimes threats to court etc although I should be in control of my money, it would be nice to be able to see the balance correctly, happened couple of times, other than that, happy with it Reviewed on: 13th April 2026
Josh C's avatar
Josh C

Excellent promotions to buy air tickets !

5
Excellent promotions to buy air tickets ! Especially Emirates. Reviewed on: 13th April 2026
Bhathiya W's avatar
Bhathiya W

Amazing and simple

5
Easy and simple very straightforward Reviewed on: 13th April 2026
Liam M's avatar
Liam M

Better than other leading providers

5
I apparently have really good credit no one seems to want to offer me finance or buy now pay later on purchases yet PayPal have and makes it so convenient for me to use them for higher purchases with zero interest etc it’s really good for the customer Reviewed on: 13th April 2026
Richard R's avatar
Richard R

Always helpful find solution to problems

5
Always helpful find solution to problems Reviewed on: 13th April 2026
Sadia R's avatar
Sadia R

Great product for safe purchases.

5
Great product for safe purchases. Reviewed on: 13th April 2026
Neil H's avatar
Neil H

Paypal Is Awesome!

5
Paypal is easy to use and always easy to provide as much detail possible. Also, great options for Paypal credit Reviewed on: 13th April 2026
Jamie M's avatar
Jamie M

Easy to use

5
I like improving my credit score. adding to apple pay really makes it easier to use. Reviewed on: 13th April 2026
Hundreds 's avatar
Hundreds

The customer service is very bad

5
The customer service is very bad Reviewed on: 13th April 2026
Nuss's avatar
Nuss

PayPal is my go too!

5
PayPal is my go too! Trusted provider that you can rely on. I tell all of the older generation to use it as you know it’s trustworthy. Reviewed on: 13th April 2026
Chloe R's avatar
Chloe R

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill