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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,144 reviews, last reviewed 6th May 2026
2276150% increase in 5 star reviews
in the past 90 days
6500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for everyone who pays for stuff online Great for everyone who pays for stuff online Reviewed on: 6th May 2026
Jo R's avatar
Jo R

Latest lowest rating:

1

Terrible customer service Terrible customer service and an app that just does not work as it should. Reviewed on: 6th May 2026
Terence's avatar
Terence
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100144)

From day one (9yrs) I have found it easy and saf...

5
From day one (9yrs) I have found it so easy and safe to use my PayPal account. I pay for everything online with PayPal where possible. As a pensioner it is reassuring to know you are in safe hands. Excellent customer service any issues I have had has always been resolved by polite friendly staff. Well done PayPal continue the good work. Reviewed on: 16th April 2026
Millie's avatar
Millie

Great for me as no interest plans available

5
Great for me as no interest plans available Reviewed on: 16th April 2026
LWR's avatar
LWR

Amazing, easy to use and budget.

5
Amazing, easy to use and budget. It is even better that they now offer a physical card aswell. I would highly recommend Reviewed on: 16th April 2026
Tamsin Harper's avatar
Tamsin Harper

Always easy to use.

5
Always easy to use. PayPal pay until 3 is great too. Reviewed on: 16th April 2026
Clare F's avatar
Clare F

Used Paypal for years with no problems.

5
Used Paypal for years with no problems. Any issues with goods supplied are sorted out very quickly. Highly recommend. Reviewed on: 16th April 2026
douglas p's avatar
douglas p

The way they offer 4 months interest free purchase i...

5
The way they offer 4 months interest free purchase i just lived it Reviewed on: 16th April 2026
MD's avatar
MD

Credit card

5
I was in desperate need of a credit card and they assisted me. Reviewed on: 16th April 2026
O Tamlin's avatar
O Tamlin

Reliable, Fast & Secure Payment Experience

5
I’ve had a very positive experience using PayPal. Transactions are quick, smooth, and easy to track, which makes managing payments stress-free. I especially appreciate the strong security measures and buyer protection, which give me confidence when making online purchases. The interface is user-friendly, and sending or receiving money takes just a few clicks. Customer support has also been helpful whenever needed. Overall, PayPal is a dependable and convenient payment platform that I trust for my personal use. Reviewed on: 16th April 2026
Jessy's avatar
Jessy

Great service, easy to use.

5
Great service, easy to use. I use it all the time and pay interest free for four months. Reviewed on: 16th April 2026
Steve Kay's avatar
Steve Kay

Good service does what it says on the tin

4
Good service does what it says on the tin Reviewed on: 16th April 2026
Georgina M's avatar
Georgina M

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