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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Perfect PayPal

Its so easy to deal with PayPal never a problem..Thank you Reviewed on: 6th July 2026

Easy to use online or instore with the card

Easy to use online or instore with the card Reviewed on: 6th July 2026

Excellent company to deal with

Excellent company to deal with, process very easy and quick Reviewed on: 6th July 2026

Strees free shopping

The service is so reliable to make you stress free with the customer friendly plan's suited for any budget. Reviewed on: 6th July 2026

Fandabbydozy!

Fandabbydozy! Highly recommend! So easy to use and keep track of your spending or receiving money! Great variety of ways to pay which you can mix and match to suit your needs! Reviewed on: 6th July 2026

Excellent

I have never had any problems with PayPal in all the years I have used it. In fact a couple of years ago I was hacked, and they stole through my PayPal account, as soon as I let PP know, my account was frozen and the money that had been stolen was back in my account before it was even actually finished pending. So very grateful for that. Reviewed on: 6th July 2026

Easy to use, no problems.

Easy to use, no problems. Flexable payment terms are useful Reviewed on: 6th July 2026

PayPal are a trusted lender and are the best provide...

PayPal are a trusted lender and are the best providers bar none. It’s hassle free to set up an account. The account is simple to understand and easy to use. The app is easily accessible and keeps you up to date at a glance. Communication between them and customers is always relevant and they don’t spam you with loads of offers, as a lot of other services do. They offer you different options to pay back your borrowing, and always provide support to manage your money. Reviewed on: 6th July 2026

No issues

No issues never had any problems with items or returns Reviewed on: 6th July 2026

PayPal makes for secure shopping

Shopping security through PayPal make it a secure experience Reviewed on: 6th July 2026

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