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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

swift response

Never had an issue except for ordering the paypal credit card but after speaking on a customerservice rep in a webchat it was resolved and sent out. Reviewed on: 6th July 2026

Safety in numbers

Feel safe in the knowledge im protected through PayPal and they are very helpful Reviewed on: 6th July 2026

Pay Pal credit offers zero percent instalments

Pay Pal credit offers an zero percent instalment payment method that secure and back by a trust worthy company name. Reviewed on: 6th July 2026

Always keeping me updated with my purchases.

Always keeping me updated with my purchases. Multiple options for payments. Reviewed on: 6th July 2026

One of the best payment companies I worked with.

Not once, since I started using PayPal, have I had any problems with them. Before other companies started following in PayPal's steps and offering flexible payments, PayPal was the company that allowed me to spread my payments in a way that was affordable and manageable for me so that I could get my life sorted when I needed it the most. I never had any issues with approvals and it is also my go-to platform for sending money securely. I was able to build myself up to this point thanks to PayPal. Reviewed on: 6th July 2026

Paypal credit has been my go to credit line for many...

Paypal credit has been my go to credit line for many years, the option to spread payments instead of posting upfront can be a godsend for alot of products on the market due to their cost. Any issues I've had have always been dealt with promptly. Reviewed on: 6th July 2026

I trust PayPal

I use PayPal as my primary online credit payment method because I trust their security. On the rare occasions I've had a vendor issue PayPal customer service has been easy to contact; staff knowledgeable and resolution speedy. Reviewed on: 6th July 2026

So easy to use.

So easy to use.Helps you budget easily Reviewed on: 6th July 2026

The Pay in 3 and Pay in 4 deals are a life saver for...

The Pay in 3 and Pay in 4 deals are a life saver for me. I can spread the cost interest free. It gives me the buying power to grab a bargain and pay over 3 to 4 months with no extra costs. A fantastic deal to say the least! Thank you :) Reviewed on: 6th July 2026

PayPal has been invaluable i use it all the time it...

PayPal has been invaluable i use it all the time it makes paying for things so easy Reviewed on: 6th July 2026

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