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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181143)

A very modern version of offering credit in a modern...

5
A very modern version of offering credit in a modern over inflated world! The otpions on payment and a very competitive interest rate which may lead to a change of the archaic times of outrageous interest rates and no care for the person who is generally struggling financially as oppposed to being frivolous! Reviewed on: 6th July 2026
Sean P's avatar
Sean P

Reliable

5
easy to use, available for many online retailers. Reviewed on: 6th July 2026
C K's avatar
C K

Easy to use, could have a lower apr though

5
Easy to use, could have a lower apr though Reviewed on: 6th July 2026
Rares S's avatar
Rares S

PayPal Credit easy to use

5
Using PayPal Credit is very easy. It comes in handy, especially for bigger purchases that you want to spread out. I have a positive experience using it. Reviewed on: 6th July 2026
Igor P's avatar
Igor P

Very good

5
Very good pleasant no complaints Reviewed on: 6th July 2026
Renuka's avatar
Renuka

PayPal is a great way to manage purchases effectively .

5
PayPal is a great way to manage purchases effectively . The flexibility to choose a variety of payment options makes managing money easy. PayPal are very transparent in costs and credit limits and their app allows you to make your finances work better Reviewed on: 6th July 2026
Karen's avatar
Karen

Reliable

5
Paypal have been a reliable source for me over the years, I cannot thank them enough. Reviewed on: 6th July 2026
AJ's avatar
AJ

Good value service payment options and time to pay o...

5
Good value service payment options and time to pay only had one issue trying to sort out payments and sending my details to someone was a little confused Reviewed on: 6th July 2026
Mr M's avatar
Mr M

Helpful to spread payments.

5
Helpful to spread payments. Easy to use Reviewed on: 6th July 2026
Fionnuala K's avatar
Fionnuala K

User friendly and very straightforward to understand...

5
User friendly and very straightforward to understand and use app. Reviewed on: 6th July 2026
Antoinette 's avatar
Antoinette

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