Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,230 reviews, last reviewed 7th May 2026
2279900% increase in 5 star reviews
in the past 90 days
6500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They customer service is excellent They customer service is excellent Reviewed on: 7th May 2026
Marjan J's avatar
Marjan J

Latest lowest rating:

2

Its a trap to get you into debt ,payments aren't ded... Its a trap to get you into debt ,payments aren't deducted out of account when you make them Reviewed on: 6th May 2026
Juliet 's avatar
Juliet
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (100230)

Easy to operate and secure in use

5
Easy to use and secure operating. Double security measures.makes pay pal even better. Reviewed on: 16th April 2026
Waseem A's avatar
Waseem A

Well,I did raise a concern to cancel an order few ho...

3
Well,I did raise a concern to cancel an order few hours after the order.The feedback from PayPal was ridiculous. Reviewed on: 16th April 2026
RAJEEV's avatar
RAJEEV

Always great service.

5
Always great service. And easy to use App Reviewed on: 16th April 2026
Mark E's avatar
Mark E

Great for paying with credit in plenty of stores

5
Great for paying with credit in plenty of stores Reviewed on: 16th April 2026
Karina K's avatar
Karina K

Your reviewYou are reviewing PayPal: PayPal Credit..

5
Your review You are reviewing PayPal: PayPal Credit Edit Tell us more about your experience 0 characters - Good start, but tell us a little more. Give your review a title Previous Step 3 of 5 Next What makes a good review? A good review is informative, honest and detailed. Here are a few tips for writing a review: Be specific Include features, benefits and drawbacks. Be honest Whether your experience was good or bad, don’t be afraid to share it. Be respectful We'll remove any offensive language and derogatory comments. Reviewed on: 16th April 2026
Rahul Patel's avatar
Rahul Patel

Convenient service provider.

5
Convenient service provider. Easy, quick and reliable. Reviewed on: 16th April 2026
M A's avatar
M A

PayPal have always helped

5
PayPal have always helped with any problems that occur with companies. Reviewed on: 16th April 2026
Laura H's avatar
Laura H

Quick fast easy and straightforward reasonable easi...

5
Quick fast easy and straightforward reasonable easily manageable Reviewed on: 16th April 2026
Mr R's avatar
Mr R

I have a very good experience with paypal, its my ho...

5
I have a very good experience with paypal, its my ho to accouwhen i need emergency funds and the rates are really good and affordable. Reviewed on: 16th April 2026
Tikhala Kumkwawa's avatar
Tikhala Kumkwawa

PayPal is so easy to use, its a fantastic payment me...

5
PayPal is so easy to use, its a fantastic payment method, with the use of a choice of different payment methods and to be able to earn points with every transaction for money off anywhere and lots of places to shop with extra discounts and extra points to earn. I don't use any other payment method now, I only use PayPal, it's great, u can't ask for better! Reviewed on: 16th April 2026
Nick P's avatar
Nick P

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill