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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Feel safe with thr PayPal debt card

5
With the PayPal debit card you can feel confident that your bank account is safe from scamming and can be used in multiple countries. Reviewed on: 6th July 2026

Always a great experience with PayPal

4
Always a great experience with PayPal Reviewed on: 6th July 2026

I always feel safe and secure when make a payment.

5
I always feel safe and secure when make a payment. Reviewed on: 6th July 2026

Easy and Convenient to Use

4
Easy to use and manage. On a couple of occasions, I could not complete a transaction via Pay in 3 and I could not determine why. This is the only minor annoyance that springs to mind. I am happy with the service and will continue to use it until otherwise. Reviewed on: 6th July 2026

No fuss no worries

5
No fuss no worries about security surrounding money Reviewed on: 6th July 2026

Very secure and safe

5
Fast reliable and can use any platform for payment so definitely recommend to everyone Reviewed on: 6th July 2026

Quick, Excellent and peace of mind

5
Quick, Excellent and peace of mind Reviewed on: 6th July 2026

Really easy to use.

5
Really easy to use. Big helper. Very convenient way to pay. No interest is a big help as well. Reviewed on: 6th July 2026

I’ve been a customer of PayPal credit for some time,...

5
I’ve been a customer of PayPal credit for some time, I have had no issues and it’s been good to have it as a backup form of payment if I have needed to use it for purchases. It’s easy to navigate on their website and easy to use as a form of payment Reviewed on: 6th July 2026

found PayPal to be honest and safe over the internet

5
found PayPal to be honest ,good value and helpful managed to have the what was needed without any problems and I would be happy to use again over the internet there is no safer way Reviewed on: 6th July 2026

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