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PayPal: PayPal Credit reviews

4.90
Based on 100,244 reviews, last reviewed 7th May 2026
2280500% increase in 5 star reviews
in the past 90 days
6550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Exceptional customer service. Exceptional customer service. Going the extra mile. Help at first point of contac.t Reviewed on: 7th May 2026
Mike B's avatar
Mike B

Latest lowest rating:

1

Been using PayPal for over a decade. Been using PayPal for over a decade. It makes payments easy. I've been using PayPal credit for nearly 6 years. Over this time my credit score has incr... Read more Reviewed on: 7th May 2026
Informer's avatar
Informer

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100244)

PayPal have always helped

5
PayPal have always helped with any problems that occur with companies. Reviewed on: 16th April 2026

Quick fast easy and straightforward reasonable easi...

5
Quick fast easy and straightforward reasonable easily manageable Reviewed on: 16th April 2026

I have a very good experience with paypal, its my ho...

5
I have a very good experience with paypal, its my ho to accouwhen i need emergency funds and the rates are really good and affordable. Reviewed on: 16th April 2026

PayPal is so easy to use, its a fantastic payment me...

5
PayPal is so easy to use, its a fantastic payment method, with the use of a choice of different payment methods and to be able to earn points with every transaction for money off anywhere and lots of places to shop with extra discounts and extra points to earn. I don't use any other payment method now, I only use PayPal, it's great, u can't ask for better! Reviewed on: 16th April 2026

Easy to use and quick.

5
Easy to use and quick. Makes payments easy to sensor receive money Reviewed on: 16th April 2026

Paypal credit

5
I have used paypal for a few years now. Its safe and reliable. You can use it for anywere that accepts paypal and payment are flexible. Paypal custemer servises are great on hand too help with anything. I have had too use them and they was so helpful. Reviewed on: 16th April 2026

Very hopeful and very easy to use and is there when...

5
Very hopeful and very easy to use and is there when you need it most Reviewed on: 16th April 2026

Easy service to use and very helpful being able to s...

5
Easy service to use and very helpful being able to split the cost. Reviewed on: 16th April 2026

I have amazing experience with PayPal accounts

5
I have amazing experience with PayPal accounts Reviewed on: 16th April 2026

Easy to set up and arrange payments, I like that I c...

5
Easy to set up and arrange payments, I like that I can set my own monthly amount to pay that is higher than the minimum. Interest free a massive bonus. Reviewed on: 16th April 2026

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