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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Brilliant service - makes life easy and safe

5
Brilliant service - makes life easy and safe Reviewed on: 6th July 2026

Pay pal is so easy to use!!!!!

5
Pay pal is so easy to use I have it linked to my phone so I can pay for things at the touch of a button. Its smooth and secure. Im not worried about card fraud Reviewed on: 6th July 2026

Paypal the way to go

5
Fast , Safe , always good never had an issue Reviewed on: 6th July 2026

Always quick easy and reliable.

5
Always quick easy and reliable. Easy to understand and to navigate on the app Reviewed on: 6th July 2026

Excellent rates and excellent customer care.

5
Excellent rates and excellent customer care. Easy apply and quick response! Hustle free and supported on Apple Pay too. Different payment options are also available making it one of the most desirable cards on the market! My experience has been great so far and its now my default payment option. Reviewed on: 6th July 2026

Very useful and worth it, I would recommend to anyon...

5
Very useful and worth it, I would recommend to anyone to try it out. Reviewed on: 6th July 2026

Simple and convenient

5
Everything was simple and as expected Reviewed on: 6th July 2026

Transparent I can see the date on every transaction...

5
Transparent I can see the date on every transaction when I need to pay off I borrowed with no extra charge Reviewed on: 6th July 2026

Excellent service very good product best known out o...

4
Excellent service very good product best known out of all competitors. Offering a credit card is an excellent idea Reviewed on: 6th July 2026

Amazing great

4
Amazing money when I need it and easy to use Reviewed on: 6th July 2026

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