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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181143)

Excellent service

5
They give 4 months if I buy item over 99. Also they help when have a problem with the seller. So I am happy to use their service Reviewed on: 6th July 2026
Beth's avatar
Beth

Credit account change date for direct debit

4
I have credit and I’ve been trying to change the date of my direct debit for the past few months. Every time I call up and try to change the date they say I have to wait for the following month and this is very frustrating as every time I then call back up. It’s the wrong time and they can’t do it. Reviewed on: 6th July 2026
Aaron P's avatar
Aaron P

Very easy to use and gives you time to pay and you c...

5
Very easy to use and gives you time to pay and you can make a payment when every you wish before end of payment time Reviewed on: 6th July 2026
Kevan's avatar
Kevan

Easy to use

5
Easy to use and secure always done well when reclaiming money if the order wasn't delivered. Reviewed on: 6th July 2026
Joanne M's avatar
Joanne M

The few times I have had issues they have been sorte...

5
The few times I have had issues they have been sorted quickly and effortlessly. Excellent service and always reliable. Reviewed on: 6th July 2026
Suzi C's avatar
Suzi C

Change to split your bill.

4
I had a change to purchase one product. To pay I had a option to split that bill which was in this casa great value to me. Reviewed on: 6th July 2026
Wilson G's avatar
Wilson G

My experience using PPC.

5
I have never had any difficulty using PPC. Fast and secure. Feel very safe. Reviewed on: 6th July 2026
Vincent S's avatar
Vincent S

This is so helpful and you can budget with pay pal w...

5
This is so helpful and you can budget with pay pal would definitely recommend to friends and family Reviewed on: 6th July 2026
Andrea M's avatar
Andrea M

Very good service

5
Been very pleased with using Paypal credit it's easy to use and to understand. Reviewed on: 6th July 2026
andy neil's avatar
andy neil

Very easy to use and totally hassle free.

5
Very easy to use and totally hassle free. Reviewed on: 6th July 2026
Howard F's avatar
Howard F

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