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PayPal: PayPal Credit reviews

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4.90
Based on 100,278 reviews, last reviewed 7th May 2026
2282150% increase in 5 star reviews
in the past 90 days
6600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is my go to for purchasing pretty much everyt... PayPal is my go to for purchasing pretty much everything these. I particularly like the pay in 3 facility which just makes managing purchases so much ... Read more Reviewed on: 7th May 2026
Orla's avatar
Orla

Latest lowest rating:

1

Caused me debt I ended up in debt because of the way they allocate payments. When they offer interest free payments, those ending soonest should be paid off first. I... Read more Reviewed on: 7th May 2026
Kate T's avatar
Kate T
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100278)

Trust paypal for all my transactions

5
Trust paypal for all my transactions Reviewed on: 16th April 2026
Dorothy R's avatar
Dorothy R

I like PayPal credit because it gives me flexibility...

5
I like PayPal credit because it gives me flexibility to spread the cost of purchases that I might not be able to justify buying if I had to pay in one lump sum. Reviewed on: 16th April 2026
Sally E's avatar
Sally E

Straight forward & easy to use

5
The application was straight forward & didn't take a long time. The pay in three option is very helpful especially towards the end of the year. Reviewed on: 16th April 2026
Mr H's avatar
Mr H

Outstanding Support and customer service

5
Always on hand to assist. Customer service is outstanding. Help to manage your finances and easy ways and options to pay off your outstanding balance Reviewed on: 16th April 2026
David S's avatar
David S

Great! Simply the best!

5
Great! Used for many years!! Always been there when just need that littlenlinger to pay for something. Ideal in an emergency, for example if you need a car part and dont have the funds availible right away Reviewed on: 16th April 2026
James R's avatar
James R

Great service with quick reposes when there have bee...

5
Great service with quick reposes when there have been problems. Reviewed on: 16th April 2026
Red 's avatar
Red

I bought Take That tickets

5
I bought Take That tickets for myself and family. I paid and got interest free credit givi giving the girls time to pay me back in instalments. Perfect Reviewed on: 16th April 2026
Lyn A's avatar
Lyn A

Easy to pay, user friendly interest free purchase is...

5
Easy to pay, user friendly interest free purchase is an added benefit Reviewed on: 16th April 2026
Siju T's avatar
Siju T

Easy to operate and secure in use

5
Easy to use and secure operating. Double security measures.makes pay pal even better. Reviewed on: 16th April 2026
Waseem A's avatar
Waseem A

Well,I did raise a concern to cancel an order few ho...

3
Well,I did raise a concern to cancel an order few hours after the order.The feedback from PayPal was ridiculous. Reviewed on: 16th April 2026
RAJEEV's avatar
RAJEEV

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