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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Never have an issue, easy to use and understand.

Never have an issue, easy to use and understand. Comes in helpful for the larger purchases. Reviewed on: 6th July 2026

Most of time easy to use.

Most of time easy to use. Refund request has been effective. Reviewed on: 6th July 2026

From Access to Affordable Financing

The site is easy to navigate, which makes access to information at one's finger tips. The process involved in the application is short and there are customer services advisors ready to support. The terms and conditions of the credits are clear. Overall, great experience. Reviewed on: 6th July 2026

I love to use PayPal as it protects me

I love to use PayPal as it protects me when I make purchases. A few times items have either not arrived or been wrong and I can always rely on PayPal to get my money back. Reviewed on: 6th July 2026

Very good option to have extra credit

Easy to apply and i can see everything on the app. For both debit and credit summary. Shows the due amount etc everything visible Reviewed on: 6th July 2026

Excellent payment service

Easy way to pay and always feel safe using PayPal and very good with fraudulent transactions Reviewed on: 6th July 2026

I think it exerlent service and.

I think it exerlent service and. The security is above and beyond and the staff are always there to help first class service Reviewed on: 6th July 2026

PayPal review

I use PayPal a lot and have never had a issue with there service Reviewed on: 6th July 2026

Pay pal make me feel safe when using it and helps me...

Pay pal make me feel safe when using it and helps me manage my payment ya to make them affordable Reviewed on: 6th July 2026

So easy and quick to use.

So easy and quick to use. Pay in 3 helps for buying with no interest. Reviewed on: 6th July 2026

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