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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

They have been there for me when I have needed money.

They have been there for me when I have needed money. Reviewed on: 6th July 2026

My experience using PayPal for many years has been v...

My experience using PayPal for many years has been very good. It has made my spending easier with 3 months payment with no interest. Reviewed on: 6th July 2026

Great experience using PayPal Credit

I had a great experience using PayPal Credit to purchase a camera for my work. The application process was straightforward, and the payment was quick and hassle-free. Being able to spread the cost made it much easier to invest in the equipment I needed without paying everything upfront. Overall, it’s been a convenient and reliable way to finance an important work purchase, and I’d happily use PayPal Credit again. Reviewed on: 6th July 2026

Pretty good customer service and value for money it’...

Pretty good customer service and value for money it’s also great when spreading costs of large items Reviewed on: 6th July 2026

Never had issues with PayPal, staff are always read...

Never had issues with PayPal, staff are always ready to help and it's easy to use Reviewed on: 6th July 2026

Fantastic 100%

Fantastic company 100% recommended Reviewed on: 6th July 2026

Always found PayPal very handy to have.

Always found PayPal very handy to have. Handy for those little emergency situations when you need a few things. Bits for the home or car. Even an emergency outfit Reviewed on: 6th July 2026

Never had any issues using PayPal.

Never had any issues using PayPal. Makes purchasing online very secure so peace of mind aswell. Reviewed on: 6th July 2026

Customer service was excellent when I needed help an...

Customer service was excellent when I needed help and to get my money back very quick in responding Reviewed on: 6th July 2026

Having used PayPal credit several times I have found...

Having used PayPal credit several times I have found it a great way to assist with purchases and spreading payments for affordability. Easy to access and very convenient . It is a great payment option to have access to Reviewed on: 6th July 2026

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