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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100326 reviews)

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4.90

Based on 100,326 reviews, last reviewed 7th May 2026

2284500% increase in 5 star reviews

in the past 90 days

6650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good option to chooce for Finance Good option to chooce for Finance Reviewed on: 7th May 2026

Latest lowest rating:

1

Very easy and efficient. Very easy and efficient. Clear and obvious credit information. easy access to payment history and balance. Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100326)

Loving the new rewards system.

Loving the new rewards system. I'm trying to come away. From using credit cards, so transferring a budgeted amount to PayPal is helping keep control of my spending. Reviewed on: 16th April 2026

Easy to get credit with appropriate interest rate fo...

Easy to get credit with appropriate interest rate for buy now pay later deal. Reviewed on: 16th April 2026

PayPal my life my all

The best of the best when it comes to financing, payment and settlement. No app does it better than PayPal Reviewed on: 16th April 2026

I find it easy to transfer money with PayPal, most e...

I find it easy to transfer money with PayPal, most especially “abroad” Reviewed on: 16th April 2026

My experience with paypal is great

My experience with paypal is great Reviewed on: 16th April 2026

I got PayPal credit to buy a Gong for my sound heali...

I got PayPal credit to buy a Gong for my sound healing buisness which without the credit I couldn’t afford. Now I’m making money from my purchase Reviewed on: 16th April 2026

Very open and honest about products

Very open and honest about products Reviewed on: 16th April 2026

Always good service from pay pal

Always good service from pay pal Reviewed on: 16th April 2026

paypal credit is very helpful for online purchases

easy to transfer money. customer service is reliable and efficient. paypal credit is very helpful for online purchases Reviewed on: 16th April 2026

Great service ...

Always available to pay for things that I need great service Reviewed on: 16th April 2026

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