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PayPal: PayPal Credit reviews

4.90
Based on 100,375 reviews, last reviewed 7th May 2026
2286900% increase in 5 star reviews
in the past 90 days
6650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had any problems Never had any problems, very easy to use especially for big purchases I cant afford straight away like concert tickets or household appliances Reviewed on: 7th May 2026
Rebecca E's avatar
Rebecca E

Latest lowest rating:

1

Very easy and efficient. Very easy and efficient. Clear and obvious credit information. easy access to payment history and balance. Reviewed on: 7th May 2026
William J's avatar
William J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100375)

Reliable trustworthy and im confident in there service

5
Reliable trustworthy and im confident in there service Reviewed on: 16th April 2026

Convenient.

5
Convenient. 0% interest offers are always appreciated. Paying off is simple. Reviewed on: 16th April 2026

respect helpful

5
great comminication solve problem easily Reviewed on: 16th April 2026

Recommend 100%Customer service is second to none.

5
Customer service is second to none. I feel confident buying through PayPal as I know your purchase has been protected Reviewed on: 16th April 2026

Helpful and friendly staff

5
Very helpful staff when I have had to contact Customer Service , quick to resolve the issue at hand Reviewed on: 16th April 2026

It's been great having the credit

5
It's been great having the credit and being able to pay for things I wouldn't necessarily be able to. The credit has been of great help and the Apr is great Reviewed on: 16th April 2026

Great service

5
Great. Never any issues and always helpful Reviewed on: 16th April 2026

Very useful to spread payments.

5
Very useful to spread payments. Easy to use app and full history and statement is very clear. Reviewed on: 16th April 2026

Never had any problems with service and ease of use

5
Never had any problems with service and ease of use Reviewed on: 16th April 2026

Easy to use , good communication , solve problems ef...

5
Easy to use , good communication , solve problems efficently Reviewed on: 16th April 2026

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