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PayPal: PayPal Credit reviews

4.90
Based on 100,417 reviews, last reviewed 7th May 2026
2288900% increase in 5 star reviews
in the past 90 days
6650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal with confidence I think PayPal is a great way to pay securely and with confidence. Also the pay in 3 installments helps a lots to manage my payments. Reviewed on: 7th May 2026
Neida Martinho's avatar
Neida Martinho

Latest lowest rating:

1

Very easy and efficient. Very easy and efficient. Clear and obvious credit information. easy access to payment history and balance. Reviewed on: 7th May 2026
William J's avatar
William J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100417)

I am very happy with their services and app.

5
I am very happy with their services and app. It is straight forward and no unnecessary complications. Reviewed on: 16th April 2026

Excellent amazing , easy step and always helpful

5
Excellent amazing , easy step and always helpful Reviewed on: 16th April 2026

I use PayPal all the time to buy things I wouldn’t n...

5
I use PayPal all the time to buy things I wouldn’t necessarily buy full price at that time so I use the pay three option and I’ve been doing this for a long time and if it works for me, I don’t get into too much debt and I regularly pay off every month. Great that PayPal is on nearly every website. I always have an option to use PayPal. I even use the credit regularly and I feel like this is easier to use than a credit card. I can track what I owe a lot easier. Reviewed on: 16th April 2026

PayPal Credit is very easy to use and convenient for...

5
PayPal Credit is very easy to use and convenient for online purchases. The application process was quick and straightforward. Payments are flexible, and everything is clearly shown in the app. Overall, a good experience. Reviewed on: 16th April 2026

It’s Always good to use and easy

5
Always good to use and easy and every time need it’s quick to do order even paying back is easy Reviewed on: 16th April 2026

Always helpful when needed.

5
Always helpful when needed. App is easy to understand. And payments are protected. Feel safer paying with paypal Reviewed on: 16th April 2026

Fast and excellent, reliable and quick customer service

5
Fast and excellent, reliable and quick customer service Reviewed on: 16th April 2026

Have never had an issue with PayPal.

5
Have never had an issue with PayPal. Excellent customer support whenever needed Reviewed on: 16th April 2026

Great and helps a lot in buying things you need in i...

5
Great and helps a lot in buying things you need in installments Reviewed on: 16th April 2026

Security

5
A more confident and safe way to pay Reviewed on: 16th April 2026

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