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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (181143)

PayPal are brilliant, I can’t fault them

PayPal are excellent, I love that you can buy something and pay in 3 interest free payments, and even though I owe money on my PayPal credit they don’t pester me with emails phone calls etc, and when I have called customer service they have been quick to answer and we can understand each other clearly overall I totally rate them a 10. Reviewed on: 6th July 2026

Best option ever

Very good, safe and secure so there isn't any worry at all. Reviewed on: 6th July 2026

A convenient way to check out online when shopping.

A convenient way to check out online when shopping. I've never had any issues making purchases and just an all round useful account/app to have. Reviewed on: 6th July 2026

Just great all round service used PayPal for years...

Just great all round service used PayPal for years and will carry on doing so Reviewed on: 6th July 2026

PayPal are quick to respond and sort out any problem...

PayPal are quick to respond and sort out any problems that arise and sort out quickly Reviewed on: 6th July 2026

Paypal is credible and secure.

Paypal is credible and secure. Customer service is superb. I can recomend paypal to any of my family member without all pride. Reviewed on: 6th July 2026

Great experience, enable to purchase and pay over a...

Great experience, enable to purchase and pay over a period off time which supports the current day to day expenses Reviewed on: 6th July 2026

PayPal have always been excellent at keeping my acco...

PayPal have always been excellent at keeping my account affordable and the customer service is always happy to help with all my enquiries Reviewed on: 6th July 2026

Great way to pay.

Great way to pay. Easy to use, secure payment, easy to question purchases not forfilled. Easy to keep track of repayments. Reviewed on: 6th July 2026

Great Service.

Great Service. Easy and straightforward app Reviewed on: 6th July 2026

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