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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Very easy to use...

Very easy to use and great for keeping you informed Reviewed on: 6th July 2026

Amazing app

Safe, quick and easy to make transactions Reviewed on: 6th July 2026

PayPal Credit is very flexible

I love PayPal Credit because it is very flexible in use and has got me out of a hole on several occasions. Generally I use it for car parts and household emergencies. PayPal credit is also nice and easy to manage, having it linked to my PayPal account is quite an advantage. Reviewed on: 6th July 2026

I like the security of using PayPal, and it offers f...

I like the security of using PayPal, and it offers flexible payment options Reviewed on: 6th July 2026

Have had the same £200 credit limit for over 5 years...

Have had the same £200 credit limit for over 5 years and can never get it increased even though I no debt and credit cards Reviewed on: 6th July 2026

Had a good experience though sometimes it is difficu...

Had a good experience though sometimes it is difficult to pay credit on time because there is no option of paying instantly instead of scheduling for later payment. It will be good to review that option please Reviewed on: 6th July 2026

I’ve been with pay pal over 3 years never had any pr...

I’ve been with pay pal over 3 years never had any problems paying for my items , I always get notice when my bill is due and always paid on time , I get up dated on my phone if pay pal are updating there credit and I’m always happy to recommend to my freindes snd family Reviewed on: 6th July 2026

It is easy and good and also very helpful.

It is easy and good and also very helpful. Reviewed on: 6th July 2026

PayPal adds a little extra s...

I've used PayPal for years, it adds a little extra security when buying online. I make use of their interest free pay in three option, why wouldn't you. Reviewed on: 6th July 2026

I now use Paypal for all my payments.

I now use Paypal for all my payments. Safe and great rewards. Honestly the best way to pay and with lots of payment options too, with everything from credit, pay in 3, pay in 30 days or pay straight away. Reviewed on: 6th July 2026

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