Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100468 reviews)

View other PayPal products

4.90

Based on 100,468 reviews, last reviewed 7th May 2026

2291200% increase in 5 star reviews

in the past 90 days

6650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I am enjoying using PayPal credit,allows me spread t... I am enjoying using PayPal credit,allows me spread the cost over a time and can use it whenever i need. Reviewed on: 7th May 2026

Latest lowest rating:

2

Had fraudulent transaction on post isl credit. Had fraudulent transaction on post isl credit. Was nightmare trying to sort out Reviewed on: 7th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (100468)

Amazing experience with paypal never had an issue

Amazing experience with paypal never had an issue Reviewed on: 16th April 2026

An absolute lifesaver!

I find PayPal credit extremely useful to spread larger purchases over a few months, safely without paying interest on the amount. Reviewed on: 16th April 2026

Very good service as always, satisfied.

Very good service as always, satisfied. Reviewed on: 16th April 2026

safe and trustworthy

Paypal gives a lot of reassurance as they act swiftly for any questionable transactions Reviewed on: 16th April 2026

Refund me quickly if I ever have returns.

Refund me quickly if I ever have returns. Reviewed on: 16th April 2026

Easy, fast amd safe.

Easy, fast amd safe.It's a one of the best safe way for online and not only shopping Reviewed on: 16th April 2026

Co-Pilot Wrote This For Me

PayPal is a solid payment platform that gets the job done, but it’s not without its frustrations. On the positive side, it’s widely accepted, easy to set up, and convenient for quick online purchases. The interface is straightforward, and features like buyer protection offer some peace of mind when dealing with unfamiliar sellers. That said, the experience isn’t always smooth. Customer support can feel slow or unhelpful, especially when dealing with account holds or disputes. Fees also add up quickly—particularly for small businesses or anyone receiving international payments. It works, but it doesn’t always feel seamless or transparent. Overall, PayPal is a decent option if you want a familiar, widely supported payment method, but it’s not perfect. There are moments when it feels reliable and moments when it feels like it’s getting in its own way Reviewed on: 16th April 2026

Easy too use, does what it says on the tin

Easy too use, does what it says on the tin Reviewed on: 16th April 2026

Best of the Best

I’ve been with PayPal for ages and they have gone from strength to strength they offer something for everyone whether it’s cashback on your purchases or monthly repayment plans and they are always on hand if you have a question or you need help with a query. Reviewed on: 16th April 2026

I can always rely on last minute or imminent need to...

I can always rely on last minute or imminent need to purchase goods for my business on the PayPal Credit. Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.90 from 369 reviews
Payments
from PayPal 4.91 from 3707 reviews
Better Off Calculator
from Policy in Practice 4.78 from 491 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 47256 reviews
Credit card
from PayPal 4.91 from 79 reviews
Payments
from PayPal 4.91 from 3707 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub