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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (181143)

Slateman1973

Paypal customer service is very exeptional and very helpful every time. I have been using Paypal since 2016 and have had no issue usung it, the options are very easy to use and understand. Also payment options are good too. Reviewed on: 6th July 2026

Paypal credit

Took.minutes.to get accepted very straight forward Reviewed on: 6th July 2026

Straight forward process, easy to use and I really e...

Straight forward process, easy to use and I really enjoy using it so far Reviewed on: 6th July 2026

I am so grateful for Paypal credit, so easy for use,...

I am so grateful for Paypal credit, so easy for use, gentle reminder about paypal, very easy to pay online. Can check quickly your balance, choice of credit plans. I love it Reviewed on: 6th July 2026

great experience

Overall great experience and happy their service. Reviewed on: 6th July 2026

I love that you can spread the cost of purchasing...

I love that you can spread the cost of purchasing over a period it really helps Reviewed on: 6th July 2026

Safe money payments

Easy to use..Trustworthy payment made on lineLess likely to be scammed feel safer than using credit card direct Reviewed on: 6th July 2026

Excellent experience.

Excellent experience. Widely accepted and very easy to use, especially with the physical card. The app provides easy management of my balance. My purchases over a certain threshold default to being 0% over 4 months. Reviewed on: 6th July 2026

PayPal evolution

I have been using PayPal for many years and never had any problems. The service has evolved and it has always provided me with better options and new options to make my life easier. Pay in 3 is for me one of the best options available, because you can pay your shopping in 3 easy payments, not having to request a new credit and not having to worry in monitoring credit card statements. Now the credit card is also helpful if I want to buy something that costs a bit more, and then manage my payments the best way. Reviewed on: 6th July 2026

mr ewarwoowar..

PayPal is my go to when buying stuff of eBay m&m direct its so easy to use with different options pay now pay in 3 pay in one month love it. Reviewed on: 6th July 2026

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