Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,513 reviews, last reviewed 7th May 2026
2293100% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used PayPal for Instant purchases, interest fre... I’ve used PayPal for Instant purchases, interest free pay in 3 and PayPal credit, very useful in many situations where needed, always available always... Read more Reviewed on: 7th May 2026
Rick's avatar
Rick

Latest lowest rating:

1

Never had a problem with PayPal, use it for most pur... Never had a problem with PayPal, use it for most purchases as its great cover incase anything ever goes wrong with a purchase that I make , and the cu... Read more Reviewed on: 7th May 2026
Carl f's avatar
Carl f
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (100513)

Seamless integration and great for spreading costs.

5
I’ve been using PayPal Credit for a while now and find it incredibly convenient for larger purchases. The 4-month 0% interest offer on purchases over £99 is a standout feature that helps with budgeting. The integration at checkout is seamless, and managing payments through the existing PayPal app is straightforward. Reviewed on: 16th April 2026
Ellis's avatar
Ellis

Second to none.

5
Second to none. Transactions simple and smooth. Reviewed on: 16th April 2026
MR P's avatar
MR P

I like paypal credit and security guarantee

5
I like paypal credit and security guarantee Reviewed on: 16th April 2026
MISS A's avatar
MISS A

PayPal all the way

5
Never had any issues with PayPal, the odd occasion I have had an issue and opened a case with the 3 party. PayPal has resolved the problem in a timely manner. Reviewed on: 16th April 2026
Sarge's avatar
Sarge

Excellent service, I have used them for years.

5
Excellent service, I have used them for years. Reviewed on: 16th April 2026
Mark C's avatar
Mark C

PayPal have provided me with great flexible options...

4
PayPal have provided me with great flexible options for my purchases Reviewed on: 16th April 2026
James W's avatar
James W

The best by way far

5
I’ve been using PayPal Credit for a while now and honestly it’s been one of the easiest and most convenient ways to manage purchases. The application process was quick and straightforward, and everything is clearly laid out so you know exactly where you stand. I really like the flexibility it gives, especially being able to spread the cost when needed without any hassle. The app and online account are simple to use, payments are easy to make, and I’ve never had any issues with transactions. Customer service has also been helpful whenever I’ve needed support, which makes a big difference. Overall, it’s a reliable and stress-free way to handle payments, and I’d definitely recommend it to others. Reviewed on: 16th April 2026
Hayley J's avatar
Hayley J

PayPal the greatest

5
Have used PayPal for a long time both straightforward payments and the three payment options and have never had problems and when I had a dispute with a company PayPal sorted it and got my money back so will always use PayPal Reviewed on: 16th April 2026
Anthony G's avatar
Anthony G

Best way to pay online

5
Best way to pay online, safe, and updating with the time. Reviewed on: 16th April 2026
Nuno Carraca 's avatar
Nuno Carraca

Convenient to pay

4
Convenient to pay but customer service is nowhere to be seen. Reviewed on: 16th April 2026
Grace H's avatar
Grace H

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill