Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,554 reviews, last reviewed 7th May 2026
2294950% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and convenient Easy to use online of course, but having a virtual card is also extremely handy out and about in the real world Reviewed on: 7th May 2026
Reed L's avatar
Reed L

Latest lowest rating:

1

Never had a problem with PayPal, use it for most pur... Never had a problem with PayPal, use it for most purchases as its great cover incase anything ever goes wrong with a purchase that I make , and the cu... Read more Reviewed on: 7th May 2026
Carl f's avatar
Carl f
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (100554)

It is very easy to use paypal for online transaction...

5
It is very easy to use paypal for online transactions and refunds also. Can be linked to multiple cards and we get good spending points for reuse. Reviewed on: 16th April 2026
Yogesh's avatar
Yogesh

Useful and quick

5
easy to use and quick loading good app to use Reviewed on: 16th April 2026
Kathleen D's avatar
Kathleen D

As an avid PayPal user, theres nobody better.

5
As an avid PayPal user, theres not another provider I’d use. Reviewed on: 16th April 2026
Jack's avatar
Jack

Good service.

5
Good service. Really helped me out when spreading costs, and easy to set up. Reviewed on: 16th April 2026
Dean A's avatar
Dean A

PayPal Credit is simply so straightforward to use.

5
PayPal Credit is simply so straightforward to use. No faffing about at all. They keep you updated on a consistent basis with everything. I have actually got other people to use it after what my experiences have been, and I am told by them that they are glad I did tell them. Great to have. Reviewed on: 16th April 2026
Dave A's avatar
Dave A

Simple and Supportive

5
PayPal is so easy to use and provides a range of payment options which has really helped me manage my purchases Reviewed on: 16th April 2026
Rai Hickflay's avatar
Rai Hickflay

Easy to use, hassle free

5
Easy to use, hassle free. Made things very simple to pay for items I did not wish to pay for immediately. Reviewed on: 16th April 2026
Martin B's avatar
Martin B

never had a problem with payments and refunds very q...

5
never had a problem with payments and refunds very quick on resolving problems Reviewed on: 16th April 2026
mark s's avatar
mark s

Always so helpful and efficient and a constant suppo...

5
Always so helpful and efficient and a constant support when needed . Excellent service, excellent provider ! Reviewed on: 16th April 2026
Paul B's avatar
Paul B

All good

5
Never had a problem always answered my questions Reviewed on: 16th April 2026
Tanya Bennett's avatar
Tanya Bennett

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill