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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Good service

Have used several PayPal service and i am mostly satisfied. Reviewed on: 6th July 2026

I find paypal very helpful for saving a little extra...

I find paypal very helpful for saving a little extra cash and being able to use the debit card Reviewed on: 6th July 2026

Easy to pay online just with email.

Easy to use and pay just with email while paying online. With physical card, can be used to pay in store just like traditional credit card. Reviewed on: 6th July 2026

Easy-peasy

Love the pay over 3 months, just sign in and buy easy peasy. For someone as old as me and not brought up with tech, PayPal was easy to navigate. Reviewed on: 6th July 2026

Paypal is easy to use and the App and online access...

Paypal is easy to use and the App and online access is very much user friendly Reviewed on: 6th July 2026

Satisfactory and professional.

Satisfactory and professional. The service was excellent and very helpful for me. Reviewed on: 6th July 2026

Is competitively useful with very positive recommend...

Is competitively useful with very positive recommendations Reviewed on: 6th July 2026

Would reccomend

Easy to use and accessible, the app is also very smooth Reviewed on: 6th July 2026

A great and different experience to manage money.

I have been a customer for a long time and have seen PayPal getting better and better at providing a great service. The app is easy to use and navigate around. Having 4 mths interest free credit on large purchases is a bonus which is not provided by anyone else . The introduction of physical debit and credit cards recently has also been a game changer. Reviewed on: 6th July 2026

Good customer service, Great flexibility with the app

Good customer service, Great flexibility with the app Reviewed on: 6th July 2026

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