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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Great Service and payment options.

Great Service and good global payment options. Appreciate valued service. Reviewed on: 6th July 2026

Flexible affordability

I find I can afford to purchase items with a month payment as opposed to a high cost initially Reviewed on: 6th July 2026

Positive experiences

I have always had a positive experience. Any issues with sellers have been resolved quickly. Reviewed on: 6th July 2026

paypal credit gives that full flexibility and time t...

paypal credit gives that full flexibility and time to purchase things that in moment or luxuries that are expensive but gives that ability to still buy things without the stress of paying it off under strict timelines. Reviewed on: 6th July 2026

Great experience all the time when I use the App.

Great experience all the time when I use the App. Reviewed on: 6th July 2026

I have used PayPal credit for a few years and can hi...

I have used PayPal credit for a few years and can highly recommend. I personally like the 4 months interest free credit on purchases over 99 pounds, provides piece of mind, easy to use. Reviewed on: 6th July 2026

Excellent Service

The pay in 3 months set-up is excellent, especially as there is no interest. Additionally, unlike other companies who offer the service the repayments are set-up for a given date to suit the customer. Reviewed on: 6th July 2026

Cannot fault it

The whole experience has been amazing, I cannot fault it Reviewed on: 6th July 2026

I've used PayPal for some time now and the service t...

I've used PayPal for some time now and the service they provide is excellent either on line or phone nothing is to much for them to help the customer's Reviewed on: 6th July 2026

Very easy to use via App, use very often

Very easy to use via App, use very often Reviewed on: 6th July 2026

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