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PayPal: PayPal Credit reviews

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4.90
Based on 100,664 reviews, last reviewed 7th May 2026
2299850% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

THE WAY TO PAY Easy way to pay .With added security Reviewed on: 7th May 2026
john bromley's avatar
john bromley

Latest lowest rating:

1

Never had a problem with PayPal, use it for most pur... Never had a problem with PayPal, use it for most purchases as its great cover incase anything ever goes wrong with a purchase that I make , and the cu... Read more Reviewed on: 7th May 2026
Carl f's avatar
Carl f
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (100664)

Excellent service.

5
Excellent service.......................................................... Reviewed on: 16th April 2026
Balazs Duics 's avatar
Balazs Duics

It's definitely worth having.

4
1. The main reason it's worth holding is the free installment payment option. 2. However, the automatic deduction for the payment period I set up failed every time. I have to be very careful. It should be a system problem, but I don't know how to tell. Reviewed on: 16th April 2026
Tommylin's avatar
Tommylin

The best out there

5
Can't think of a downside very good bordering on excellent Reviewed on: 16th April 2026
Paul webster's avatar
Paul webster

Great system

5
I like the credit system and the access to 0% interest if paid within a particular time frame. It’s really beneficial if you manage the payments on time. Reviewed on: 16th April 2026
G 's avatar
G

Amazing service

5
Amazing service Amazing service and fantastic company, any purchase problems PayPal are very quick to get it sorted and refund your monies Reviewed on: 16th April 2026
Peter p's avatar
Peter p

Using PayPal is problem free.

5
Using PayPal is problem free, straightforward and secure banking. I have never experienced any issues. The PayPal App is also easy to use. Reviewed on: 16th April 2026
John Bo's avatar
John Bo

My Bruno Mars Dream, Thanks to PayPal Credit

5
I’m so happy I had PayPal Credit when I needed it. It made it possible for me to buy my Bruno Mars The Romantic concert tickets without the stress of paying everything upfront, and thanks to that I’m finally getting to tick something huge off my bucket list — seeing him live! The process was quick, easy, and gave me the flexibility I needed at the perfect time. I’m genuinely grateful because this is going to be such a special experience in my life and it wouldn’t have happened without PayPal Credit. I highly recommend it for those important moments you don’t want to miss! Reviewed on: 16th April 2026
Liz D's avatar
Liz D

When it comes to credit, money or using the app it's...

5
When it comes to credit, money or using the app it's all good, but when it comes to customer service... I've received a phone call stating that I have missed 1 payment of 5 £ and If I have money problem, if I can still afford the payment. Reviewed on: 16th April 2026
IOAN B's avatar
IOAN B

Excellent service

5
Always the best way to pay, quick and easy Reviewed on: 16th April 2026
Steven p's avatar
Steven p

Excellent!

5
I like the convenience in using Paypal plus the perks it provides. Reviewed on: 16th April 2026
Rash's avatar
Rash

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