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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Since I joined PayPal I have never had any problems...

Since I joined PayPal I have never had any problems I pay any items I purchase with PayPal so easy so quick and if something goes wrong with my order PayPal will refund your money back best thing I ever done Reviewed on: 6th July 2026

It's great to be able to make those bigger purchases...

It's great to be able to make those bigger purchases and be able to spread the cost interest free, and have the peace of mind that you have protection. I've not had to contact customer services often, but when I have, I can't fault them at all Reviewed on: 6th July 2026

Paypal has always had the best customer service, hel...

Paypal has always had the best customer service, helping me out when I need it Reviewed on: 6th July 2026

PayPal support are always happy to help with any iss...

PayPal support are always happy to help with any issues, no awful ai phone lines, customers care and focus is second to none. Reviewed on: 6th July 2026

Never had an issue with PayPal always feel safe and...

Never had an issue with PayPal always feel safe and know when I make purchases I am covered Reviewed on: 6th July 2026

Always a fantastic experience, everything I normally...

Always a fantastic experience, everything I normally do is always through PayPal Reviewed on: 6th July 2026

Accessing credit using PayPal Credit

Accessing credit using EBay Credit is extremely easy, it only takes around 5 minutes for the result of your request to be agreed. PayPal sets up a payment plan like Pay in three instalments. They inform you immediately of when the payments will be taken and also remind you a couple of days in advance of the payment being taken. It is a quick and easy way to spread large purchases out over 3 months and no interest is charged. Win Win for pay Pal customers. Reviewed on: 6th July 2026

Always there when I need it quick and easy to...

Always there when I need it quick and easy to use Reviewed on: 6th July 2026

Great way to pay

I use PayPal a lot always pay in full before interest due which is a great option Reviewed on: 6th July 2026

Excellent service

I’ve never had any issues, it’s always been a very secure service. Their credit that they allow always meets what I need. Reviewed on: 6th July 2026

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