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PayPal: PayPal Credit reviews

4.90
Based on 100,843 reviews, last reviewed 7th May 2026
2308100% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All positive All positive . Good service . Can’t say anything negative Reviewed on: 7th May 2026
Colin C's avatar
Colin C

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100843)

It’s it’s easy to use

5
It’s very easy to use and with paypal you can often spread the cost of your purchases. I would recommend it. Reviewed on: 16th April 2026

Excellent

5
Faultless service and very convenient Reviewed on: 16th April 2026

Really im enjoying my paypal credit

5
Really im enjoying my paypal credit Reviewed on: 16th April 2026

Brilliant really great for purchases and keeping tra...

5
Brilliant really great for purchases and keeping track of spending Reviewed on: 16th April 2026

It's availability is convenient at most retailers,...

5
It's availability is convenient at most retailers, which can be handy when you would like a bit more flexibility on payment options Reviewed on: 16th April 2026

I had a problem with a subscription that I cancelled...

5
I had a problem with a subscription that I cancelled but they still took money PayPal refunded and no more money has been paid to them since Reviewed on: 16th April 2026

Easy to use.

5
Easy to use. Simple to pay. Not had to use Customer Service yet so no opinion. Would recommend to friends and family. Reviewed on: 16th April 2026

Great security for payments

5
I only use PayPal to pay for everything for security, always been amazing if ive had issues with sellers Reviewed on: 16th April 2026

Credit where credit is due

5
PayPal credits 0% for 4 months on payments above £100 is perfect for my spending habits allowing me to reduce the interest I pay on repeat expenses Reviewed on: 16th April 2026

Quick and easy access .

5
Quick and easy access . Easy app to use Reviewed on: 16th April 2026

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