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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Budget for the future

Great for when you need something now but need to budget Reviewed on: 6th July 2026

Easy to use without much fuss and always offer fare...

Easy to use without much fuss and always offer fare rates. Reviewed on: 6th July 2026

Paypal-easy to use

Ive used PayPal for a while. Easy, gefs the job done. Reviewed on: 6th July 2026

Simple and widely accepted

I’ve used PayPal Credit on multiple occasions and find it is used across the board at both large and small businesses. I feel confident when using it as I feel it’s a secure way to pay for items and the credit options are a convenient way to spread payments out. Simple to use with a few clicks and easy to see information breakdown. Reviewed on: 6th July 2026

I use PayPal all the time , it's safe & simple , plu...

I use PayPal all the time , it's safe & simple , plus you have the option of pay in 3 or PayPal credit. I highly recommend it to anyone , the safest way to pay for goods & services. Reviewed on: 6th July 2026

Smooth transactions, also had an issue with a none d...

Smooth transactions, also had an issue with a none delivery and got refunded amazingly quick, will always use PayPal for online purchases. Reviewed on: 6th July 2026

It very helpful when you are in circumstances that y...

It very helpful when you are in circumstances that you need money straight away and you have good an issues with bank cards. Reviewed on: 6th July 2026

I am very impressed with Paypal credit.

I am very impressed with Paypal credit. Very easy to use. Will definitely recommend. It Reviewed on: 6th July 2026

I have found PayPal to be a great way of helping me...

I have found PayPal to be a great way of helping me with payment and keeping organised with payments Reviewed on: 6th July 2026

Fantastic customer services as always

Fantastic customer services as always Reviewed on: 6th July 2026

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