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PayPal: PayPal Credit reviews

4.90
Based on 100,897 reviews, last reviewed 7th May 2026
2310500% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been using PayPal for several years now, and... I have been using PayPal for several years now, and it remains my go-to platform for both personal and professional transactions. The peace of mind pr... Read more Reviewed on: 7th May 2026
Fatmata B's avatar
Fatmata B

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100897)

PayPal usage

5
Easier to make payments as the details are already stored and usually no need to repeat them Reviewed on: 16th April 2026

I try to buy everything online with PayPal l feel sa...

5
I try to buy everything online with PayPal l feel safe using this app as l don't have to keep using my bank details worrying if lm gonna be scammed it also let's you pay 3 in 1 payments or even longer with no interest and keeps you updated with delivery of items l highly recommend PayPal Reviewed on: 16th April 2026

Good Value

5
Whenever I have used Paypal Credit it has alwas been easy to use and the rates are very good. Reviewed on: 16th April 2026

Most Excellent Life Partner

5
PayPal has been my go to financial partner for over 5 years. Excellent customer service and easy access to credit. Their support has been extremely valuable for me. Reviewed on: 16th April 2026

Great service, good customer service will recommend

5
Great service, good customer service will recommend Reviewed on: 16th April 2026

Easy to apply

5
Easy to use and accepted on most places useful credit line Reviewed on: 16th April 2026

A good financial organisation

4
I have enjoyed using PayPal and all the services it provides Reviewed on: 16th April 2026

It's a decent easy way to pay for things and transfe...

4
It's a decent easy way to pay for things and transfer money Reviewed on: 16th April 2026

PayPal the perfect Pal

5
It works every time with so many flexible options to pay or receive money and purchases Reviewed on: 16th April 2026

Just simple isn't it, tap and pay no worries, statem...

5
Just simple isn't it, tap and pay no worries, statements available Reviewed on: 16th April 2026

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