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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Perfect app

Good for small customers like me when I need pay and used PayPal credit Reviewed on: 6th July 2026

Never had an issue, use pay in 3 and PayPal...

Never had an issue, use pay in 3 and PayPal credit Reviewed on: 6th July 2026

easy to use.

easy to use. trustworthy and good experience. recommended Reviewed on: 6th July 2026

It just works!

It’s very simple with PayPal, the app is a great tool to manage my account. Reviewed on: 6th July 2026

Great Services and happy about it.

I never had any issues with PayPal, especially with the 4 part payments plans. Services have been so helpful with budgeting. I also love the service where we can pay for friends and family even businesses. Reviewed on: 6th July 2026

Never any issues.

Never any issues. Always helpful & easy to use. Reviewed on: 6th July 2026

Have been using PayPal for several years and the ser...

Have been using PayPal for several years and the service has continued to grow exceptionally. I currently do all my purchases through PayPal and will continue to do so. Reviewed on: 6th July 2026

Very easy to use and safe transactions.

Very easy to use and safe transactions.I use PayPal to pay for most online purchases. Reviewed on: 6th July 2026

Good option when pay in 3 is available, very conveni...

Good option when pay in 3 is available, very convenient Reviewed on: 6th July 2026

Easy, clear & helpful.

Personally, I have found Paypal Credit very helpful. The platform is easy to use and integrates with many websites and apps. unlike some other products, there are no hidden costs/ interest fees, the payments are easy to schedule and records are clear. Reviewed on: 6th July 2026

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