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PayPal: PayPal Credit reviews

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4.90
Based on 100,973 reviews, last reviewed 7th May 2026
2314000% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the Dogs Doodahs I have relied on PayPal for many years if it be for eBay buys or other websites I also have PayPal credit which I use quite frequently as it gives 0% ... Read more Reviewed on: 7th May 2026
Ste H's avatar
Ste H

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100973)

PayPal credit

5
I'm customer for over 10 years and use PayPal credit very often for the products i don't want to pay all in one, I use for almost every purchase over £30 option in 3 months. Up to 4 months no interest so is very convinced. Reviewed on: 16th April 2026
Anna B's avatar
Anna B

Never have had any problems so far.

5
Never have had any problems so far. It helps to be able to purchase expensive goods and pay them over the 4 months Reviewed on: 16th April 2026
Gareth Mckendry's avatar
Gareth Mckendry

I strongly recommend PayPal as the leading retail fi...

5
I strongly recommend PayPal as the leading retail finance provider due to its unparalleled convenience, security, and global reach. Its seamless integration with online transactions ensures a smooth and efficient payment experience, making it ideal for both personal and business use. PayPal’s robust fraud protection and buyer-seller safeguards instill confidence in every transaction, reducing risks associated with online payments. Its user-friendly interface and widespread acceptance across platforms further enhance its value as a reliable financial solution. For these reasons, I believe PayPal stands out as the best choice for retail finance! Reviewed on: 16th April 2026
Ahmed Ben khelifa's avatar
Ahmed Ben khelifa

Everything is so easy to use

5
Everything is so easy to use. I really like the 4 month 0% interest on credit payments Reviewed on: 16th April 2026
CSK's avatar
CSK

Excellent

5
Really easy to use and when I have needed help customer service are amazing when resolving my query. Reviewed on: 16th April 2026
Trudie C's avatar
Trudie C

Using the service is quite simple and easy

5
Using the service is quite simple and easy Reviewed on: 16th April 2026
Alroy's avatar
Alroy

Great service easy to use handy to have

5
Great service easy to use handy to have Reviewed on: 16th April 2026
Colin T's avatar
Colin T

Never had a problem with paying pay

5
Never had a problem with paying pay Reviewed on: 16th April 2026
Martin B's avatar
Martin B

Paypal has never let me down.

5
Paypal has never let me down. Wouldn't use anything else Reviewed on: 16th April 2026
Thomas s's avatar
Thomas s

There was recently fraud on my account and they went...

5
There was recently fraud on my account and they went above and beyond for me . Also ; months interest free is amazing Reviewed on: 16th April 2026
Kathryn o's avatar
Kathryn o

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