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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Flexible payment options.

Flexible payment options. 4 months interest free credit on purchases over £99.00. Excellent if you have an issue with a purchase. Reviewed on: 6th July 2026

Simple to use and easy to navigate

Simple to use and easy to navigate Reviewed on: 6th July 2026

genuinely hassle free and convenient.

Has always been available to me to use when needed. Convenient and no hassle. If you have the PayPal app, it’s about as easy as you can get. There are various options available and that flexibility is useful. ‘Pay in 3’ or ‘4 months interest free’. I use the ‘4 months interest’ regularly and my payments come out of my account via direct debit. Reviewed on: 6th July 2026

Good customer service and prompt in every resect

Good customer service and prompt in every resect Reviewed on: 6th July 2026

Experience is great and easy to deal with .

Experience is great and easy to deal with .the app great to Reviewed on: 6th July 2026

I’m happy with PayPal services like pay in 3 without...

I’m happy with PayPal services like pay in 3 without extra fees Reviewed on: 6th July 2026

Easy to use and reliable service

Easy to use and reliable service Reviewed on: 6th July 2026

I am using PayPal almost 10 years or maybe more...

I am using PayPal almost 10 years or maybe more Reviewed on: 6th July 2026

Paypal provides a excellent service

I’ve used PayPal for years. The app is very clear and easy to navigate and the variety of options when choosing to pay with PayPal is fantastic. Reviewed on: 6th July 2026

like to use it for big purcheses

like to use it for big purcheses recently bought a pc and used paypal credit. can split to monthly payments vary handy for big purcheses. Reviewed on: 6th July 2026

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