Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

View other PayPal products

4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181143)

Excellent service and very reliable

Excellent service and very reliable Reviewed on: 6th July 2026

I once got a email saying I needed to pay yourself £...

I once got a email saying I needed to pay yourself £12 from a intrest. I phoned up to pay. An one of your member of staff was so nice and told me it was ok but an error. And I paid the rest of my credit off that day. Reviewed on: 6th July 2026

Had a great experience!

Had a great experience! Excellent service, friendly staff, and everything exceeded my expectations. Highly recommend! Reviewed on: 6th July 2026

nothing to add, no problems, good service, would use...

nothing to add, no problems, good service, would use agin Reviewed on: 6th July 2026

Very efficient and professional service!

Very efficient and professional service! Reviewed on: 6th July 2026

LC Review

No hassle, no pressure—just an easy, straightforward experience. Reviewed on: 6th July 2026

Excellent service very helpful easy processes everyt...

Excellent service very helpful easy processes everything is quick and simple Reviewed on: 6th July 2026

I’ve never had any problems with paper and I’ve been...

I’ve never had any problems with paper and I’ve been using it for quite a few years when there’s a problem with orders. PayPal get it sorted out quick as well. Reviewed on: 6th July 2026

Excellent all round service

Any issues with payments or items not recieved or scams that i have issues with have been dealt quickly and efficiently Reviewed on: 6th July 2026

Always excellent service

Always excellent service especially when dealing with bad sellers and scams. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101300 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub