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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Very good, reliable, good all round app

Very good, reliable, good all round app Reviewed on: 6th July 2026

Overall enjoyable credit experience

Overall enjoyable credit experience Reviewed on: 6th July 2026

GREAT SERVICE THROUGHOUT.

Very empathetic and supportive. I always found the Team able and willing to assist. Reviewed on: 6th July 2026

It’s so easy to do and help is very easily accessible.

It’s so easy to do and help is very easily accessible. It’s an easy process and compatible with pretty much all platforms Reviewed on: 6th July 2026

They have charged me twice when the payment could no...

They have charged me twice when the payment could not go through which was not my fault Reviewed on: 6th July 2026

Paypal Credit is great for 0% interest credit

I have used PayPal credit to spread payments for expensive items with no problem whatsoever. I always make the monthly payments on time and I have never had cause to use customer services. Reviewed on: 6th July 2026

It was extremely easy and straightforward to use

It was extremely easy and straightforward to use Reviewed on: 6th July 2026

I’ve generally had a positive experience using PayPal.

I’ve generally had a positive experience using PayPal. It’s a convenient and secure way to send and receive money, especially for online shopping and international payments. The buyer protection gives added peace of mind when purchasing from unfamiliar sellers, and the app is easy to navigate. Reviewed on: 6th July 2026

Paypal is easy to use and efficient, reliable, safe...

Paypal is easy to use and efficient, reliable, safe - I always use PayPal where possible. PayPal credit's 4 month 0% is also a fantastic offer that helps me manage cashflow. Reviewed on: 6th July 2026

PayPal offers excellent customer service, attractive...

PayPal offers excellent customer service, attractive offers, and a generous credit limit. Highly recommended! Reviewed on: 6th July 2026

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