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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

No hassle

5
PayPal credit is easy and accessible without any hassle Reviewed on: 6th July 2026

Really easy to use, really makes sense sometimes whe...

5
Really easy to use, really makes sense sometimes when purchasing Reviewed on: 6th July 2026

Safe & Sound

5
Easy to use. Safe. No hassle. Easy to contact. No worries with returns and refunds, and getting money back Reviewed on: 6th July 2026

Always been happy with pay pal.

5
Always been happy with pay pal. Like the pay in 3 at 0% Reviewed on: 6th July 2026

Very efficient and easy to use

5
Very efficient and easy to use, credit limit is brilliant, always good offers Reviewed on: 6th July 2026

So easy to use and set up.great way to manage finances

5
So easy to use and set up. Makes it easy to budget payments so you don’t have to wait to get the things you want. Great Reviewed on: 6th July 2026

Always good customer service never a problem

5
Always good customer service never a problem Reviewed on: 6th July 2026

Love my experience with PayPal I have been with PayP...

5
Love my experience with PayPal I have been with PayPal for 4+ years now and had smooth transaction experience Reviewed on: 6th July 2026

Great company very easy to deal with.

5
Great company very easy to deal with. Reviewed on: 6th July 2026

They are a good provider of credit.

4
They are a good provider of credit. Not had any problems Reviewed on: 6th July 2026

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