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PayPal: PayPal Credit reviews

4.90
Based on 101,252 reviews, last reviewed 7th May 2026
2327100% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

excellent ,no problems quick, and satisfying. excellent ,no problems quick, and satisfying. Reviewed on: 7th May 2026
Andrew S's avatar
Andrew S

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (101252)

Reliable and vrey friendly staff

5
Reliable and vrey friendly staff Reviewed on: 16th April 2026

Easy to use, fast and reliable

5
Easy to use, fast and reliable. I used it to buy a new gaming console and it took me seconda to get approved. I enjoyed the point system as it feels very rewarding Reviewed on: 16th April 2026

Idiot proof

4
I found it easy to use. Received regular updayes on usage & monies outstanding Reviewed on: 16th April 2026

Easy to use and keeps life simple and money safe.

5
Easy to set up and communicate with. Helps me with cash flow for my business easily. Reviewed on: 16th April 2026

Very happy with PayPal.

5
Very happy with PayPal. You can always count on it. No pressure for repayments.Good service Reviewed on: 16th April 2026

Credit very simple process and low rates

5
Credit very simple process and low rates Reviewed on: 16th April 2026

Excellent Service

5
PayPal is a trustworthy, reliable and efficient organisation with a superb website, first class Customer Service and a helpful “q & a” section which is always helpful and informative. Reviewed on: 16th April 2026

Very flexible with the 4 month interest free plan

5
Very flexible with the 4 month interest free plan Reviewed on: 16th April 2026

Easy to use .

5
Always there when I need it never lets me down easy to set up and use so easy. Reviewed on: 16th April 2026

Great and easy to use, especially PayPal credit

5
Great and easy to use, especially PayPal credit Reviewed on: 16th April 2026

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