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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101355 reviews)

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4.90

Based on 101,355 reviews, last reviewed 8th May 2026

2331800% increase in 5 star reviews

in the past 90 days

6750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Good and straight forward, easy to accept and follow... Good and straight forward, easy to accept and follow, very happy and never had an issue Reviewed on: 8th May 2026

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101355)

It helps breakup big purchases during tough times

It helps breakup big purchases during tough times Reviewed on: 16th April 2026

Fantastic service great to keep up with finances

Fantastic service great to keep up with finances Reviewed on: 16th April 2026

PayPal issues

I have never had any issues with this company Reviewed on: 16th April 2026

PayPal good

Love paypal credit gets me things I want when I want and it's cheep to repay Reviewed on: 16th April 2026

Fantastic application

Very flexible methodof payment. I can pay, I can send money to my friends, I can pay later, plenty mode of payments. Reviewed on: 16th April 2026

I love the pay in 3.

I love the pay in 3. I do not understand the credit as get charged for items I would have paid off, had u not charged it to lesser bills. Reviewed on: 16th April 2026

Easy to use, very safe and secure.

Easy to use, very safe and secure. They have or family out in tight times and also to spoil ourselves. Reviewed on: 16th April 2026

Always there when you need something to fall back on.

Always there when you need something to fall back on. Struggling to fund an item at the end of the month. Found also PayPal very useful for keeping transactions safe when you are unsure if there may be flight cancellations or businesses that are not as well known. Records can assist when a refund is required. Reviewed on: 16th April 2026

Easy to use, Helpful credit option

I have been using PayPal Credit for some time and overall it is a convenient way to spread the cost of purchases. The application process was straightforward and payments are easy to manage through the app. Reviewed on: 16th April 2026

Sorted easy to use no hassle and got time to...

Sorted easy to use no hassle and got time to pay Reviewed on: 16th April 2026

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