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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Quick and efficient service.

Quick and efficient service. Friendly customer service. Reviewed on: 6th July 2026

Need quality finance fast use PayPal

Need quality finance fast I always use use PayPal it’s always a faster way to to pay for anything without the need to fill in lots of paperwork Reviewed on: 6th July 2026

My smooth transition to PayPal

My wife has used PayPal for over 20 years and had nothing but excellent customer service and support, she convinced me to start using PayPal when I had a problem with a credit card payment and terrible lack of service/communication from the CC company. So far, brilliant service. Reviewed on: 6th July 2026

Excellent Support

Very handy for online transactions. Reviewed on: 6th July 2026

PayPal is a great company to use, but it needs to be...

PayPal is a great company to use, but it needs to be more consistent. Customers deserve to be treated with respect and provided with high-quality customer service. Representatives should be willing to listen, take customers' concerns and frustrations seriously, and work toward resolving issues professionally rather than arguing or fighting with customers. Reviewed on: 6th July 2026

I love PayPal credit!

I love PayPal credit- they've helped me expand my business and been reliable option when choosing how to pay. Thank you PayPal for giving me the chance to strengthen my credit rating. Reviewed on: 6th July 2026

Very good, been very helpful with bills for university

Very good, been very helpful with bills for university Reviewed on: 6th July 2026

Ease of service

Ease of service is excellent, never had any problems with them. Reviewed on: 6th July 2026

Easy simple process.

Easy simple process. Makes large payments more manageable. Reviewed on: 6th July 2026

Its the best option to buy now and pay later.

Its the best option to buy now and pay later. It have option pay in 3 installments o PayPal credit with 4 months without interest . I love it. It helps me a lot since I use it . Strongly recommend. Five Stars Reviewed on: 6th July 2026

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