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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

I have used PayPal for years and will continue to us...

5
I have used PayPal for years and will continue to use it. Reviewed on: 6th July 2026

Very good customer service.

5
Very good customer service. The app is easy to use. Reviewed on: 6th July 2026

I’ve used PayPal for years and never had a single is...

5
I’ve used PayPal for years and never had a single issue. I find it very secure and easy to use. Reviewed on: 6th July 2026

Very good service

5
I have always thought pay pal is very good at customer support, also there security protocols is excellent. Reviewed on: 6th July 2026

PayPal good customer service

5
Enquiries made with PayPal via phone were dealt with efficiently and in a friendly manner. Reviewed on: 6th July 2026

Since joining PayPal I have been able to spread the...

5
Since joining PayPal I have been able to spread the cost of purchases when money has been tight..using pay in three and also by having a credit amount..its so convenient. I had an issue with a scammer but I was protected with PayPal and it was sorted very quickly. Really I can't rate them highly enough.. Reviewed on: 6th July 2026

My Pal Paypal

5
Always had a great experience from PayPal, you can use it always anywhere now so it is super convenient for online and sometimes in store shopping. Also incredibly simple to send and receive money, and PayPal credit has saved me tons of times offering pay in 3, great service honestly. Reviewed on: 6th July 2026

Big purchases.

5
I used PayPal credit a couple of big purchases. It was helpful and they explained processes clearly. Reviewed on: 6th July 2026

I been using paypal since i never been facing any pr...

5
I been using paypal since i never been facing any problem very easy to use and safe your money Reviewed on: 6th July 2026

Reliability and simplicity

5
Very simple and reliable process Reviewed on: 6th July 2026

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