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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (181143)

Fabulous service.

Fabulous service...Excellent products...even 3 years interest free purchases...Amazing Reviewed on: 6th July 2026

My experience is good I am OK to continue use...

My experience is good I am OK to continue use paypal Reviewed on: 6th July 2026

Easy to use, decent line of credit- 5 stars

Easy to use, decent line of credit. Responsive when contacted. 4 months 0% is excellent value. Reviewed on: 6th July 2026

Very good communication!

Very good communication! Perfect application operation, without any difficulty! Reviewed on: 6th July 2026

Was really good and rates were better than Currys di...

Was really good and rates were better than Currys direct. Reviewed on: 6th July 2026

Easy to use, always very handy online or in shop.

Easy to use, always very handy online or in shop. Feel safe to use. Reviewed on: 6th July 2026

Easy ...

A very straight forward and easy way to make payments Reviewed on: 6th July 2026

Easy to use and great value

Easy to use and great value, wish it was available years ago. Few clicks and can swap from a card to use to PayPal credit. Using PayPal credit can spread payment over few months if wanting too Reviewed on: 6th July 2026

Easy to set up and use.

Easy to set up and use. Rewards are great Reviewed on: 6th July 2026

Great experience

Great experience really gives me confidence and security when making purchases Reviewed on: 6th July 2026

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