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PayPal: PayPal Credit reviews

4.90
Based on 101,388 reviews, last reviewed 8th May 2026
2333400% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and easy to use, why wait? Simple and easy to use, customer service has always been informative, professional and polite Reviewed on: 8th May 2026
Stephen Evans's avatar
Stephen Evans

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101388)

Never had a problem with pay pal.

5
Never had a problem with pay pal. Always helpful. Great security system. Reviewed on: 16th April 2026

Simply the best

5
Try easy to use making a payment is so easy to use and you can set a direct debit as well Reviewed on: 16th April 2026

Great .sevice

5
Great .really easy to use.its secure as well Reviewed on: 16th April 2026

It helps breakup big purchases during tough times

5
It helps breakup big purchases during tough times Reviewed on: 16th April 2026

Fantastic service great to keep up with finances

5
Fantastic service great to keep up with finances Reviewed on: 16th April 2026

PayPal issues

5
I have never had any issues with this company Reviewed on: 16th April 2026

PayPal good

5
Love paypal credit gets me things I want when I want and it's cheep to repay Reviewed on: 16th April 2026

Fantastic application

5
Very flexible methodof payment. I can pay, I can send money to my friends, I can pay later, plenty mode of payments. Reviewed on: 16th April 2026

I love the pay in 3.

4
I love the pay in 3. I do not understand the credit as get charged for items I would have paid off, had u not charged it to lesser bills. Reviewed on: 16th April 2026

Easy to use, very safe and secure.

5
Easy to use, very safe and secure. They have or family out in tight times and also to spoil ourselves. Reviewed on: 16th April 2026

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