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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

A safe way to pay, with back-up..

5
Everything about PayPal is easy to follow. I’ve had reason to contact their customer service on a few occasions and every time the issues have been sorted to my complete satisfaction. Even on one occasion I missed a payment by a day and after explaining my situation of simply getting the dates wrong, they took away the late fee. Reviewed on: 6th July 2026

Good service.

4
Good service. Very useful. Statements provided in a timely manner. Reviewed on: 6th July 2026

The best people to pay with.

5
The best people to pay with. I use PayPal when its available and I always have trust. Their pay in 3, card or credit systems are all really easy to use. I have been with PayPal for many years now and have never had a problem Reviewed on: 6th July 2026

Easy and quick to use.

5
I find it very easy to use and quick to set up. It's very secure and you can see exactly what you've spent. Reviewed on: 6th July 2026

My go to method for online payments

5
My go to method for online payments Reviewed on: 6th July 2026

Easy way to pay, additional points for getting a Pay...

5
Easy way to pay, additional points for getting a Paypal debit card Reviewed on: 6th July 2026

I have used PayPal for years and they provide an exc...

5
I have used PayPal for years and they provide an excellent service Reviewed on: 6th July 2026

Easy and quick to use.

5
Easy and quick to use. Very convenient. I use in case of life's little emergencies and suits my financial needs. Reviewed on: 6th July 2026

Great service very happy with paypal

5
Great service very happy with paypal Reviewed on: 6th July 2026

Never let me down and credit is always there easy to...

5
Never let me down and credit is always there easy to use and PayPal are not greedy with the interest. Reviewed on: 6th July 2026

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