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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Collect points on purchases!

All my payments now go through PayPal Reviewed on: 6th July 2026

Useful tool

Easy to apply app is a pain but needs updating regularly to stop it from crashing. Reviewed on: 6th July 2026

So simple!

I’ve been using PayPal credit for a few years now and it’s been absolutely excellent. Never had a problem. A great way to level out the payments on a big purchase. I really appreciate that I can choose to use credit or not when I make a purchase too. Reviewed on: 6th July 2026

Efficient

Really efficient and easy to use Reviewed on: 6th July 2026

Mr Smarts review

Great standards very customer focused Reviewed on: 6th July 2026

I’m happy with cash rewards (as points), pay now or...

I’m happy with cash rewards (as points), pay now or later but I’m a little bit disappointed on the exchange rate for all the foreigners, the difference is too high. Reviewed on: 6th July 2026

Had it for years.

Had it for years.. works flawlessly... good as i an not well off Reviewed on: 6th July 2026

Amazing company

Very very good nice project amazing team Reviewed on: 6th July 2026

PayPal credit

PayPal offers credit which I have used and low interest is good. I have also used pay in 3 which is good and helped me budget it's reassuring to know it's there if needed. Get the backup of good customer care if needed Reviewed on: 6th July 2026

Great communications ,service ,reminders about payme...

Great communications ,service ,reminders about payments ,a lot ways to pay Reviewed on: 6th July 2026

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