Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

They have good service worldwide.

5
They have good service worldwide. And I am lucky to be using their services they never let you down. Reviewed on: 6th July 2026

Love Paypal Credit!

5
Love Paypal Credit! Really easy to use, very flexible and handy for those purchases that you need a little bit of flexibility in managing. Reviewed on: 6th July 2026

Been using PayPal for many years now and it’s always...

5
Been using PayPal for many years now and it’s always been very good. It’s helped me financially work my money out I’m being able to pay instalments for different things and feeling a lot safer when ordering things. Reviewed on: 6th July 2026

I feel very secure when purchasing through paypal

5
I feel very secure when purchasing through paypal firstly because it is so easy to to shop around more places and when shopping on line i know paypal have my back if some are scammers they will always try to sort it out first. There is always some one at the end of the phone when i need information on what ever. So i am and have been since signing up to paypal very. Reviewed on: 6th July 2026

Outstanding...

5
Been using this for over 5 years no problems no hidden costs you can contact them no problem, Reviewed on: 6th July 2026

PayPal resolve issues efficiently

5
If there is a discrepancy with a company, PayPal have resolved it straight away without any problem . Reviewed on: 6th July 2026

It's good for me

5
I've never had any trouble with PayPal, its always been a straight forward experience Reviewed on: 6th July 2026

Great.i fully recommend it.

5
Great. No fuss and very secure that’s what l love about Pay Pal i recommend it to my sister , and says it’s better than your everyday banking , I fully agree . I now am going to use it for most of purchases . Reviewed on: 6th July 2026

Easy to pay with mor confidence anywhere and fast

4
Easy to pay with mor confidence anywhere and fast Reviewed on: 6th July 2026

Paypal credit is handy to have

5
PayPal credit is handy to have as a payment option as it gives more flexibility on the months where you can’t afford to pay a full amount on a purchase, straight away Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101299 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products