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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101579 reviews)

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4.90

Based on 101,579 reviews, last reviewed 8th May 2026

2342000% increase in 5 star reviews

in the past 90 days

6800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

All good, no problems at all. All good, no problems at all. Always easy and there when I need it. Reviewed on: 8th May 2026

Latest lowest rating:

1

Lost too much money with inadequate customer services Set up a 3 month 0% finance deal. PayPal cancelled the first payment meaning that I am left with a large amount to pay at the end of the deal. I raise... Read more Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101579)

I have used PayPal for over 25 years.

I have used PayPal for over 25 years. They offer a reliable service with excellent customer service. The odd time I have had an issue they resolve it quickly without fuss and they aren't invisible you can speak to a real person. Recentyni have used PayPal in 3 and PayPal Credit to spread costs and again they are excellent offerings. Reviewed on: 16th April 2026

I always have the best experience with PayPal!

I always have the best experience with PayPal! Reviewed on: 16th April 2026

Fantastic Payment Method

The best payment method, protection and the opportunity to pay in 3 instalments or 0 % for 4 mths, excellent customer service plus if you’ve any issues or problems they are always resolved in a timely manner. Reviewed on: 16th April 2026

5 start experience

A 10 10 experience PayPal offers a seamless and reliable payment experience for everyday transactions. The interface is user-friendly, making it easy to send and receive money quickly. Security features provide strong protection and peace of mind. It integrates well with many online platforms, adding to its convenience. Overall, PayPal is a trustworthy and efficient digital payment solution. Reviewed on: 16th April 2026

Never had an issue, aleays easy to use and manage

Never had an issue, aleays easy to use and manage Reviewed on: 16th April 2026

PayPal helped me a lot to manage my financial situat...

PayPal helped me a lot to manage my financial situation and protect me from fraud...PayPal credit is a bonus to help with daily spending and pay back with affordable amounts and plenty of time.. Reviewed on: 16th April 2026

PayPal has been very helpful with transferring money...

PayPal has been very helpful with transferring money with family and friends and also helped with purchases of more expensive purchases and holidays. Reviewed on: 16th April 2026

Easy and secure

Very easy & safe way to pay for items, I like that I can choose to pay for items over 3 months and not be charged interest. It's a great way to pay people and be paid too securely. Reviewed on: 16th April 2026

Truely the no.1 internet banking tool IMO

Truly the no.1 internet banking tool .I have used paypal for years and have only good things to say really ,its so easy to use, and thats coming from someone who not the best with technology, great security, easy to contact and they call you back and get any problems sorted, what more can you ask for Reviewed on: 16th April 2026

Very good to use I would love to use everywhere the...

Very good to use I would love to use everywhere the PayPal Reviewed on: 16th April 2026

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