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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Convenient and helpful

It's been really helpful and convenient when I need it and the payment options have been great so far. Reviewed on: 6th July 2026

PayPal excellence.

I feel that PayPal listens to your concerns about a provider that you may have a problem with,and works hard to try to resolve the issue on your behalf. Reviewed on: 6th July 2026

Very Good.

Very Good. Automatic repayments: The flexibility of only repaying when you earn (a percentage of your daily takings). Reviewed on: 6th July 2026

PayPal Credit flexibility

I use PayPal credit for regular payments continuously, it is flexible and provides convenience for making time to make a Payne t Reviewed on: 6th July 2026

Easy payments and paying

Have used paypal for many years and haven't had a problem. Makes paying and being paid really easy. Reviewed on: 6th July 2026

Very happy with Pay Pal credit

Pay pal credit is easy to set up, use and to monitor your account. I'm very happy with the service. Reviewed on: 6th July 2026

I had a good experience and reassurance when I use p...

I had a good experience and reassurance when I use paypal. Alot more organised than using your bank card from bank Reviewed on: 6th July 2026

PayPal is ok as a payment platform, as long as you d...

PayPal is ok as a payment platform, as long as you don’t use their Credit account you’ll be fine. The way credit account is managed and customer service is poor. Reviewed on: 6th July 2026

Easy credit.Very good to use PayPal credit.

Very good to use PayPal credit. Makes life easier For bigger items Reviewed on: 6th July 2026

Great service

Always use PayPal as its such a trustworthy company and provides a great service. Also PayPal credit is brilliant and pay in three us very useful. Reviewed on: 6th July 2026

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