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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 101,714 reviews, last reviewed 8th May 2026
2347900% increase in 5 star reviews
in the past 90 days
6850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy payments, saves me the time and stress of looki... Easy payments, saves me the time and stress of looking for my card for online payments. The flexible payment plan is also a great idea! Reviewed on: 8th May 2026
Tobs's avatar
Tobs

Latest lowest rating:

1

Paypal at Bin. I need Paypal credit to do my shopping safely because of the small amount, I can't take what I need, 6 years with £200 ugly, I use other companies, Pa... Read more Reviewed on: 8th May 2026
SERGIU P's avatar
SERGIU P
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (101714)

Good experience for the international purchase

4
Good experience for the international purchase Reviewed on: 16th April 2026
Laure D's avatar
Laure D

Overall all great nice way to spread your expenses

5
Overall all great nice way to spread your expenses Reviewed on: 16th April 2026
Vytas's avatar
Vytas

Electric Pocket wallet

5
That you can use it for every day as a wallet, easy payments for daily spendings money transfer and if need can be your credit card. A few years now and always happy Reviewed on: 16th April 2026
Adrian's avatar
Adrian

Great app

5
PayPal is great for paying for stuff because its secure. Reviewed on: 16th April 2026
Steph k 's avatar
Steph k

It’s excellent experience

5
It’s excellent experience as a borrower and least stressful because of promotional offers. Reviewed on: 16th April 2026
Shahrukh Hasnine's avatar
Shahrukh Hasnine

I have had an amazing experience so far

5
I have had an amazing experience so far Reviewed on: 16th April 2026
Munang's avatar
Munang

All good!

5
All good! easy to use and no issues Reviewed on: 16th April 2026
Mo Jones's avatar
Mo Jones

Nice to be able to spread cost and pay securely.

5
Nice to be able to spread cost and pay securely.Makes buying items easy and affordable.Quick and efficent and acknowledged all around the world.Known by young and old and quick for payment wirhout hassle. Reviewed on: 16th April 2026
Bet's avatar
Bet

Great having PayPal

5
Great having PayPal easy to use and easy to understand Reviewed on: 16th April 2026
Amy S's avatar
Amy S

The pay n 3 is excellent as it cost no interest for...

5
The pay n 3 is excellent as it cost no interest for 3 months. Good for notifying you of upcoming payment's. Loads of suppliers use PayPal so very easy to purchase items. Reviewed on: 16th April 2026
Roy Grainger's avatar
Roy Grainger

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