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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

I use PayPal nearly everywhere I go.

I use PayPal nearly everywhere I go. I am collecting points in PayPal plus and redeem points to purchase items. What's not to like. PayPal gives me confidence that if anything goes wrong then I can rely on them to help sort it out. Reviewed on: 6th July 2026

Always very good give you a bit more time to...pay

Always very good give you a bit more time to pay Reviewed on: 6th July 2026

So easy to use, good to have 4 months interest free...

So easy to use, good to have 4 months interest free in some cases . Reviewed on: 6th July 2026

Excellent service Thank you

Excellent service Thank you so much Reviewed on: 6th July 2026

A helping hand

Just helps when you do not have the money at that point Reviewed on: 6th July 2026

Flexibility in monthly repayments.

Flexibility in monthly repayments.. Enables customers to purchase large household items with affordable payment plan. Reviewed on: 6th July 2026

PayPal experience

The app is very good efficient and very clear had not problems at all with it Reviewed on: 6th July 2026

quick, supportive, smooth, dedicated

quick, supportive, smooth, dedicated Reviewed on: 6th July 2026

Always quick and efficient.

Always quick and efficient. I had one query and it couldn’t have been dealt with any better. Reviewed on: 6th July 2026

Very easy to set up an account, manage the account a...

Very easy to set up an account, manage the account and pay off the account. Excellent customer service too. Reviewed on: 6th July 2026

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