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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Happy customer

Have used PayPal for years its a great safety net Reviewed on: 6th July 2026

Easy and a great way to spread the cost

Really easy to set up paypal credit, which meant I could upgrade my phone. Whenever I've had any questions, staff are just a quick call away and have helped me out in whatever way I need. Would definitely recommend. Reviewed on: 6th July 2026

Excellent service really helps spread the financial...

Excellent service really helps spread the financial load when purchasing expensive items. Reviewed on: 6th July 2026

Hassle free experience and easy check out process

Hassle free experience and easy check out process Reviewed on: 6th July 2026

PayPal Credit Simplified

PayPal credit is quick and easy to set up. the App is made easy in order to access your account, check your statement, make a payment etc Reviewed on: 6th July 2026

A very handy credit facility

I’ve used the PayPal credit facility a few times and like the flexibility it gives me. It’s very easy to make payments to settle the credit as well. Reviewed on: 6th July 2026

Paypal protects your money.

PayPal helps in so many different ways the options to buy now pay later or pay in 3 helps the less fortunate. PayPal credit also does the same task. Making payments more affordable. It's a safer way to purchase anything. Reviewed on: 6th July 2026

Good communication, can use card in all purchases.

Good communication, can use card in all purchases. Reviewed on: 6th July 2026

Paypal don't care about you. Contact CS is impossible.

Trying to contact Paypal is impossible. Try to find a proper contact link via website or account. They do not care and will cancel you and everything. All Paypal is interested in is money £££$$$ Reviewed on: 6th July 2026

Really simple process.

Really simple process. Never experienced any issues. Reviewed on: 6th July 2026

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