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PayPal: PayPal Credit reviews

4.90
Based on 101,781 reviews, last reviewed 8th May 2026
2350900% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far so good simple and easy to use So far so good simple and easy to use Reviewed on: 8th May 2026
Samantha r's avatar
Samantha r

Latest lowest rating:

1

Very poor Customer Service When there is a dispute, in my case I received defective products, Paypal has not lived up to its promise of guarantee, I've lost confidence in their ... Read more Reviewed on: 8th May 2026
Ralph Candlish's avatar
Ralph Candlish

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101781)

Been using PayPal for over 15 years, always on your...

5
Been using PayPal for over 15 years, always on your side for any issue, buying with confidence, some websites I don’t fully trust I won’t buy from unless PayPal is a option Reviewed on: 16th April 2026

Good service

4
They did try to charge me a fee which wasnt right, but when i contacted them they sorted it out straight away. So, helpful when I had an issue, but not great they got it wrong in the first place. Reviewed on: 16th April 2026

Amazing help and support love using paypal

5
Amazing help and support love using paypal Reviewed on: 16th April 2026

PayPal is best

5
PayPal is the easiest, quickest and safest way to send/receive money. Great customer support and they always back you up. Reviewed on: 16th April 2026

So easy to manage your payments , If you dont use pa...

5
So easy to manage your payments , If you dont use paypal credit already i would recommend you give it a try. Reviewed on: 16th April 2026

Used paypal for many years now, always there when I...

5
Used paypal for many years now, always there when I need it till pay day. It's great with the 0% for 4 months with expensive purchases. Reviewed on: 16th April 2026

It had been financially helpful using Paypal

5
It had been financially helpful using Paypal Reviewed on: 16th April 2026

full time Carer.

5
my experience has been amazing with PayPal always there to help. Reviewed on: 16th April 2026

Trustworthy, financial safety! :)

5
PayPal has been amazing in helping me keep a peace of mind when I place any financial transaction. I tend to look for a PayPal checkout option whenever making purchases. If a business does not have that option, I often hesitate to buy. More businesses should be offering PayPal as a checkout options to help customers like me feel safe. Reviewed on: 16th April 2026

Very handy offers for interest free credit

5
Very handy offers for interest free credit Reviewed on: 16th April 2026

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