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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

As a retiree, i use this method to help me manage my...

As a retiree, i use this method to help me manage my fixed income . Reviewed on: 6th July 2026

Geordie boy

Find it easy to use, trusted and never had an issue with it. Reviewed on: 6th July 2026

They take good care of care of customers always figh...

They take good care of care of customers always fighting for their rights. Highly recommend Reviewed on: 6th July 2026

Over 10 years of uncomplicated Service.

I've have been a PayPal customer for over 10 years. I like different schedules they enable me to have more control over my spending. I have family in the USA and PayPal money transfers and convenient and uncomplicated. Reviewed on: 6th July 2026

Paypal credit helped me when I really needed it

Paypal credit helped me when I really needed it + the interest fees are so much lower compared to other traditional credit cards since they tend to have 3months interest free etc, I prefer using paypal most of the time. I've recommended it to my friends and family because it's honestly really good and cost effective. Reviewed on: 6th July 2026

Handy tool to use for online purchase

Handy tool to use for online purchase and it's great having the security for when there may be a problem Reviewed on: 6th July 2026

Easy to access, efficient to pay with.

Easy to access, efficient to pay with. Interest rates could be better Reviewed on: 6th July 2026

Excellent !

Excellent ! PayPal Credit was easy to apply for. Friendly reminders of when a repayment is due. Long interest free payment period. Very happy with the Service. Reviewed on: 6th July 2026

Good credit

Easy to contact good security explains everything in detail good communication Reviewed on: 6th July 2026

Good service,easy to useand speede sevice

Good service,easy to useand speede sevice Reviewed on: 6th July 2026

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