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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 101,902 reviews, last reviewed 8th May 2026
2356550% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Used PayPal for many years :) Used PayPal for many years, never had an issue, the PayPal credit option is great, helped me out on many occasions. Reviewed on: 8th May 2026
Lauren W's avatar
Lauren W

Latest lowest rating:

2

It is okay. Customer service department needs work. Too much being passed around. Reviewed on: 8th May 2026
GlenethLFC's avatar
GlenethLFC
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101902)

Always feel secure in any payment and a human custom...

5
Always feel secure in any payment and a human customer service Reviewed on: 16th April 2026
Jacquy G's avatar
Jacquy G

PayPal credit is fantastic

5
PayPal credit is fantastic, it allows me to manage my finances so much better, helping to spread costs when I need to. The app is so helpful, I can see at a glance where I'm at financially. There are updates and helpful information regularly posted. It's basically a one stop shop for all your needs, I love it. Reviewed on: 16th April 2026
Stewart M's avatar
Stewart M

Top way to pay online especially.

5
I’ve had a PayPal account for 10+ years and think it is an excellent way to pay online especially. I have had a couple of problems with payments and your helpline has always been top drawer cannot fault the efficiency or customer care! Top rated in my books Reviewed on: 16th April 2026
SalliZ's avatar
SalliZ

Paypal gives more payment options

5
Paypal gives more payment options whilst knowing I am paying securely too. Great loyalty scheme available too. Reviewed on: 16th April 2026
Katrina S's avatar
Katrina S

I'm quite satisfied with service delivery

4
I'm quite satisfied with service delivery Reviewed on: 16th April 2026
Akpokpokpo E's avatar
Akpokpokpo E

Every thing is spot on and to the point

5
Every thing is spot on and to the point Reviewed on: 16th April 2026
William 's avatar
William

Paypal has always been my number 1 company to pay fo...

5
Paypal has always been my number 1 company to pay for any thing I buy online they have helped me so many times with companys Trying to rip me off basically!they are a amazing company would never use anyone else Reviewed on: 16th April 2026
James Stanway's avatar
James Stanway

Fantastic

5
I've been with PayPal for around 19 years and I can say that I have always been satisfied every time I have had a issue wether it being my fault or fraud or if my grandkids get in to my phone the customer service is amazing thank you PayPal Reviewed on: 16th April 2026
ANDY Cole 's avatar
ANDY Cole

Been with paypal along time its very usefull for kee...

5
Been with paypal along time its very usefull for keeping track of purchases very easy to manage my account even better with the vertual credit card now. Reviewed on: 16th April 2026
Robert B's avatar
Robert B

Its been excellent, the convenience is unmatched.

5
Its been excellent, the convenience is unmatched. Reviewed on: 16th April 2026
Daniel Sweetland's avatar
Daniel Sweetland

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