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PayPal: PayPal Credit reviews

4.73
Based on 181,141 reviews, last reviewed 4th Sep 2026
15% decrease in 5 star reviews
in the past 90 days
6% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safest putchase I always.pay with.paypal as.i find it the safest company to protect my purchases Reviewed on: 4th September 2026
Emma 's avatar
Emma

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Funds when you need it

5
When you need something right now but haven’t got the funds just use your PayPal for four months interest free brilliant way to pay Reviewed on: 6th July 2026

A fast secure and trustworthy service

5
A fast secure and trustworthy service Reviewed on: 6th July 2026

I've used PayPal for years, always a smooth experien...

5
I've used PayPal for years, always a smooth experience, I'm always confident with security and costs. Reviewed on: 6th July 2026

I love the financial freedom I get by buying no...

5
I love the fact that I get by buy now pay later interest free credit for up to 4 month and the pay in 3 plus customer service is excellent Reviewed on: 6th July 2026

PayPal equals peace of mind in opinion

5
I’ve always liked to use PayPal when shopping on line as I feel if anything goes wrong they are very helpful at getting things sorted quickly once you try with the seller and get no where PayPal get things sorted. Peace of mind in my opinion Reviewed on: 6th July 2026

Paypal is the Gold Standard

5
Paypal for me is my go to payment method for many years. Safe, reliable & customer service is first class. A gold standard trustworthy company through & through. Reviewed on: 6th July 2026

Very user friendly and safer to use instead of ente...

5
Very user friendly and safer to use instead of entering my card details Reviewed on: 6th July 2026

Easy to use.

5
Easy to use. Use it all the time for small and larger purchases. Reviewed on: 6th July 2026

PAYPAL.For all.

5
excellent service from PayPal, a great way to get items from shops, different ways to pay to suit your budget. Reviewed on: 6th July 2026

Always seamless experience with paypal credit and ma...

5
Always seamless experience with paypal credit and makes bigger purchases more affordable Reviewed on: 6th July 2026

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