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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101995 reviews)

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4.90

Based on 101,995 reviews, last reviewed 8th May 2026

2360750% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’ve been using PayPal for 20 plus years never had a... I’ve been using PayPal for 20 plus years never had a problem Reviewed on: 8th May 2026

Latest lowest rating:

1

Good still don’t know much starter Good still don’t know much so rated it bad as it gave me a hard time Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101995)

PayPal has been great to me for clothing purchases a...

PayPal has been great to me for clothing purchases and helps manage spending Reviewed on: 16th April 2026

Very Easy to use.

Very Easy to use. Reasonable offers Reviewed on: 16th April 2026

First Class

Having used PayPal as a safe payment method and also having credit account at my disposal, I find the quality of service to be first class. Reviewed on: 16th April 2026

Go 4or it

Spot on, efficient, trustworthy, top notch Reviewed on: 16th April 2026

PayPal Credit has been a lifesaver!

PayPal Credit has been a lifesaver! So easy to use and to pay back. The app is excellent for keeping track. It has definitely improved my quality of life. It is my first choice if I need something a wee bit dearer. Reviewed on: 16th April 2026

They help when times are hard thanks pay pal

They help when times are hard thanks pay pal Reviewed on: 16th April 2026

It's a company you feel safe with you're money

They are a company you feel safe handling you're money. Their app making it very easy to direct payments to various things. App is easy to use and generally self explanatory Reviewed on: 16th April 2026

Over the years I’ve used PayPal credit it’s always b...

Over the years I’ve used PayPal credit it’s always been reliable and self explanatory when making a purchase Reviewed on: 16th April 2026

PayPal Credit is the Best

PayPal Credit is great. I always use it for for big purchase and the payment plan is so affordable, my finance purse dont bite. Great product service, and repayment plans. PayPal Credit my always go-to credit pay. Reviewed on: 16th April 2026

It takes a really long time for the money to come ou...

It takes a really long time for the money to come out of my bank account to pay the bill Reviewed on: 16th April 2026

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