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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102053 reviews)

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4.90

Based on 102,053 reviews, last reviewed 8th May 2026

2363600% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to understand and use The system is very Easy to understand and use. Reviewed on: 8th May 2026

Latest lowest rating:

1

Good still don’t know much starter Good still don’t know much so rated it bad as it gave me a hard time Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102053)

Efficient and fast payments. Pay in 3 is fab.

Great way to pay, very efficient and quick (especially for sites you use often). Pay in 3 is a godsend - good way to break down larger costs into 3 regular payments and avoids interest on top. I have learnt the hard way it's best to avoid overspending (beyond your means, anyway) on the credit option (can max up to £3000), as over a longer period paying back, it really bites back in the charges. Reviewed on: 16th April 2026

Good App - Easy control of payments

Good App - Easy control of payments Reviewed on: 16th April 2026

Thank you Paypal

I use paypal credit a lot and will continue. Its a great system that keeps my cashflow healthy. Very grateful to have opportunity to use paypal and paypal credit. Thank you! Reviewed on: 16th April 2026

Great platform

Great platform to buy with confidence Reviewed on: 16th April 2026

Excellent experience since last few years

Excellent experience since last few years Reviewed on: 16th April 2026

It's the best, so handy and easy to use

It's the best, so handy and easy to use Reviewed on: 16th April 2026

I find Paypal credit to be very useful.

I find Paypal credit to be very useful. The generous 4 month's interest free credit has helped me spread the cost of many items. And if like Me, you keep paying regularly, then your interest is next to nothing. Just remember to not take out more than You can realistically afford to pay back. Reviewed on: 16th April 2026

Paypal a friend In your pocket

When moneys tight and things need replacing PayPal credit are their to help with great repayment deals at a interest reta to suit all pockets Reviewed on: 16th April 2026

Really Good!

Always had a really good experience with PayPal. No complaints at all Reviewed on: 16th April 2026

Absolutely fantastic , I use PayPal all the tome

Absolutely fantastic , i use PayPal all the time , its so easy to use Reviewed on: 16th April 2026

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